LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,463
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,308
−HK$2,891/mo
Today · 4.125%
HK$97,199
baseline
▲ 0.50% · 4.625%
HK$103,113
+HK$5,914/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$194,398/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$1,704,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,752
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,481
−HK$2,768/mo
Today · 4.125%
HK$107,249
baseline
▲ 0.50% · 4.625%
HK$112,903
+HK$5,654/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$214,498/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$1,704,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,756
−HK$6,883/mo
▼ 0.25% · 3.875%
HK$113,170
−HK$3,469/mo
Today · 4.125%
HK$116,639
baseline
▲ 0.50% · 4.625%
HK$123,736
+HK$7,097/mo
Deposit HK$16.04M · loan HK$24.07M · min. income ≈ HK$233,278/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,704,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,102
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$125,377
−HK$3,322/mo
Today · 4.125%
HK$128,699
baseline
▲ 0.50% · 4.625%
HK$135,483
+HK$6,784/mo
Deposit HK$16.04M · loan HK$24.07M · min. income ≈ HK$257,398/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,704,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,049
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$132,032
−HK$4,046/mo
Today · 4.125%
HK$136,078
baseline
▲ 0.50% · 4.625%
HK$144,358
+HK$8,280/mo
Deposit HK$12.03M · loan HK$28.08M · min. income ≈ HK$272,156/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,704,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,453
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$146,273
−HK$3,876/mo
Today · 4.125%
HK$150,149
baseline
▲ 0.50% · 4.625%
HK$158,064
+HK$7,915/mo
Deposit HK$12.03M · loan HK$28.08M · min. income ≈ HK$300,298/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,704,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,634
−HK$10,324/mo
▼ 0.25% · 3.875%
HK$169,755
−HK$5,203/mo
Today · 4.125%
HK$174,958
baseline
▲ 0.50% · 4.625%
HK$185,604
+HK$10,646/mo
Deposit HK$4.01M · loan HK$36.10M · min. income ≈ HK$349,916/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,704,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,153
−HK$9,896/mo
▼ 0.25% · 3.875%
HK$188,066
−HK$4,983/mo
Today · 4.125%
HK$193,049
baseline
▲ 0.50% · 4.625%
HK$203,225
+HK$10,176/mo
Deposit HK$4.01M · loan HK$36.10M · min. income ≈ HK$386,098/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,704,715 · Scale 2, in force from 26 Feb 2026)