LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,471
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$94,316
−HK$2,891/mo
Today · 4.125%
HK$97,207
baseline
▲ 0.50% · 4.625%
HK$103,122
+HK$5,915/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$194,414/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$1,704,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,761
−HK$5,497/mo
▼ 0.25% · 3.875%
HK$104,490
−HK$2,768/mo
Today · 4.125%
HK$107,258
baseline
▲ 0.50% · 4.625%
HK$112,912
+HK$5,654/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$214,516/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$1,704,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,765
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$113,180
−HK$3,469/mo
Today · 4.125%
HK$116,649
baseline
▲ 0.50% · 4.625%
HK$123,746
+HK$7,097/mo
Deposit HK$16.05M · loan HK$24.07M · min. income ≈ HK$233,298/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,704,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,113
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$125,388
−HK$3,322/mo
Today · 4.125%
HK$128,710
baseline
▲ 0.50% · 4.625%
HK$135,495
+HK$6,785/mo
Deposit HK$16.05M · loan HK$24.07M · min. income ≈ HK$257,420/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,704,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,059
−HK$8,031/mo
▼ 0.25% · 3.875%
HK$132,043
−HK$4,047/mo
Today · 4.125%
HK$136,090
baseline
▲ 0.50% · 4.625%
HK$144,371
+HK$8,281/mo
Deposit HK$12.03M · loan HK$28.08M · min. income ≈ HK$272,180/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,704,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,465
−HK$7,697/mo
▼ 0.25% · 3.875%
HK$146,286
−HK$3,876/mo
Today · 4.125%
HK$150,162
baseline
▲ 0.50% · 4.625%
HK$158,077
+HK$7,915/mo
Deposit HK$12.03M · loan HK$28.08M · min. income ≈ HK$300,324/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,704,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,648
−HK$10,325/mo
▼ 0.25% · 3.875%
HK$169,769
−HK$5,204/mo
Today · 4.125%
HK$174,973
baseline
▲ 0.50% · 4.625%
HK$185,619
+HK$10,646/mo
Deposit HK$4.01M · loan HK$36.10M · min. income ≈ HK$349,946/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,704,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,169
−HK$9,896/mo
▼ 0.25% · 3.875%
HK$188,082
−HK$4,983/mo
Today · 4.125%
HK$193,065
baseline
▲ 0.50% · 4.625%
HK$203,242
+HK$10,177/mo
Deposit HK$4.01M · loan HK$36.10M · min. income ≈ HK$386,130/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,704,861 · Scale 2, in force from 26 Feb 2026)