LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,148
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,433
−HK$289/mo
Today · 4.125%
HK$9,722
baseline
▲ 0.50% · 4.625%
HK$10,314
+HK$592/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,444/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$2,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,177
−HK$550/mo
▼ 0.25% · 3.875%
HK$10,450
−HK$277/mo
Today · 4.125%
HK$10,727
baseline
▲ 0.50% · 4.625%
HK$11,293
+HK$566/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,454/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$2,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,978
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,319
−HK$347/mo
Today · 4.125%
HK$11,666
baseline
▲ 0.50% · 4.625%
HK$12,376
+HK$710/mo
Deposit HK$1.60M · loan HK$2.41M · min. income ≈ HK$23,332/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$2,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,213
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,540
−HK$333/mo
Today · 4.125%
HK$12,873
baseline
▲ 0.50% · 4.625%
HK$13,551
+HK$678/mo
Deposit HK$1.60M · loan HK$2.41M · min. income ≈ HK$25,746/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$2,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,808
−HK$803/mo
▼ 0.25% · 3.875%
HK$13,206
−HK$405/mo
Today · 4.125%
HK$13,611
baseline
▲ 0.50% · 4.625%
HK$14,439
+HK$828/mo
Deposit HK$1.20M · loan HK$2.81M · min. income ≈ HK$27,222/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$2,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,248
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,631
−HK$387/mo
Today · 4.125%
HK$15,018
baseline
▲ 0.50% · 4.625%
HK$15,810
+HK$792/mo
Deposit HK$1.20M · loan HK$2.81M · min. income ≈ HK$30,036/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$2,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,467
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,979
−HK$521/mo
Today · 4.125%
HK$17,500
baseline
▲ 0.50% · 4.625%
HK$18,564
+HK$1,064/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$35,000/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$2,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,319
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,811
−HK$498/mo
Today · 4.125%
HK$19,309
baseline
▲ 0.50% · 4.625%
HK$20,327
+HK$1,018/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$38,618/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$2,494 · Scale 2, in force from 26 Feb 2026)