LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,484
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,330
−HK$2,891/mo
Today · 4.125%
HK$97,221
baseline
▲ 0.50% · 4.625%
HK$103,137
+HK$5,916/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$194,442/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,775
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,505
−HK$2,769/mo
Today · 4.125%
HK$107,274
baseline
▲ 0.50% · 4.625%
HK$112,928
+HK$5,654/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$214,548/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,781
−HK$6,884/mo
▼ 0.25% · 3.875%
HK$113,196
−HK$3,469/mo
Today · 4.125%
HK$116,665
baseline
▲ 0.50% · 4.625%
HK$123,764
+HK$7,099/mo
Deposit HK$16.05M · loan HK$24.07M · min. income ≈ HK$233,330/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,705,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,130
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$125,406
−HK$3,323/mo
Today · 4.125%
HK$128,729
baseline
▲ 0.50% · 4.625%
HK$135,514
+HK$6,785/mo
Deposit HK$16.05M · loan HK$24.07M · min. income ≈ HK$257,458/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,705,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,078
−HK$8,031/mo
▼ 0.25% · 3.875%
HK$132,062
−HK$4,047/mo
Today · 4.125%
HK$136,109
baseline
▲ 0.50% · 4.625%
HK$144,391
+HK$8,282/mo
Deposit HK$12.04M · loan HK$28.08M · min. income ≈ HK$272,218/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,485
−HK$7,698/mo
▼ 0.25% · 3.875%
HK$146,307
−HK$3,876/mo
Today · 4.125%
HK$150,183
baseline
▲ 0.50% · 4.625%
HK$158,100
+HK$7,917/mo
Deposit HK$12.04M · loan HK$28.08M · min. income ≈ HK$300,366/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,671
−HK$10,327/mo
▼ 0.25% · 3.875%
HK$169,794
−HK$5,204/mo
Today · 4.125%
HK$174,998
baseline
▲ 0.50% · 4.625%
HK$185,646
+HK$10,648/mo
Deposit HK$4.01M · loan HK$36.11M · min. income ≈ HK$349,996/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,195
−HK$9,898/mo
▼ 0.25% · 3.875%
HK$188,109
−HK$4,984/mo
Today · 4.125%
HK$193,093
baseline
▲ 0.50% · 4.625%
HK$203,271
+HK$10,178/mo
Deposit HK$4.01M · loan HK$36.11M · min. income ≈ HK$386,186/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,105 · Scale 2, in force from 26 Feb 2026)