LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,491
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,337
−HK$2,891/mo
Today · 4.125%
HK$97,228
baseline
▲ 0.50% · 4.625%
HK$103,145
+HK$5,917/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$194,456/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,783
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,513
−HK$2,769/mo
Today · 4.125%
HK$107,282
baseline
▲ 0.50% · 4.625%
HK$112,937
+HK$5,655/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$214,564/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,789
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$113,204
−HK$3,470/mo
Today · 4.125%
HK$116,674
baseline
▲ 0.50% · 4.625%
HK$123,773
+HK$7,099/mo
Deposit HK$16.05M · loan HK$24.07M · min. income ≈ HK$233,348/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,705,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,140
−HK$6,598/mo
▼ 0.25% · 3.875%
HK$125,415
−HK$3,323/mo
Today · 4.125%
HK$128,738
baseline
▲ 0.50% · 4.625%
HK$135,524
+HK$6,786/mo
Deposit HK$16.05M · loan HK$24.07M · min. income ≈ HK$257,476/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,705,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,088
−HK$8,032/mo
▼ 0.25% · 3.875%
HK$132,072
−HK$4,048/mo
Today · 4.125%
HK$136,120
baseline
▲ 0.50% · 4.625%
HK$144,402
+HK$8,282/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$272,240/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,496
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$146,318
−HK$3,877/mo
Today · 4.125%
HK$150,195
baseline
▲ 0.50% · 4.625%
HK$158,112
+HK$7,917/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$300,390/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,684
−HK$10,327/mo
▼ 0.25% · 3.875%
HK$169,807
−HK$5,204/mo
Today · 4.125%
HK$175,011
baseline
▲ 0.50% · 4.625%
HK$185,660
+HK$10,649/mo
Deposit HK$4.01M · loan HK$36.11M · min. income ≈ HK$350,022/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,209
−HK$9,899/mo
▼ 0.25% · 3.875%
HK$188,123
−HK$4,985/mo
Today · 4.125%
HK$193,108
baseline
▲ 0.50% · 4.625%
HK$203,287
+HK$10,179/mo
Deposit HK$4.01M · loan HK$36.11M · min. income ≈ HK$386,216/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,235 · Scale 2, in force from 26 Feb 2026)