LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,495
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,341
−HK$2,892/mo
Today · 4.125%
HK$97,233
baseline
▲ 0.50% · 4.625%
HK$103,149
+HK$5,916/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$194,466/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,787
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,517
−HK$2,770/mo
Today · 4.125%
HK$107,287
baseline
▲ 0.50% · 4.625%
HK$112,942
+HK$5,655/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$214,574/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,794
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$113,209
−HK$3,470/mo
Today · 4.125%
HK$116,679
baseline
▲ 0.50% · 4.625%
HK$123,779
+HK$7,100/mo
Deposit HK$16.05M · loan HK$24.07M · min. income ≈ HK$233,358/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,145
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$125,421
−HK$3,323/mo
Today · 4.125%
HK$128,744
baseline
▲ 0.50% · 4.625%
HK$135,530
+HK$6,786/mo
Deposit HK$16.05M · loan HK$24.07M · min. income ≈ HK$257,488/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,093
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$132,078
−HK$4,048/mo
Today · 4.125%
HK$136,126
baseline
▲ 0.50% · 4.625%
HK$144,409
+HK$8,283/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$272,252/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,502
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$146,324
−HK$3,877/mo
Today · 4.125%
HK$150,201
baseline
▲ 0.50% · 4.625%
HK$158,119
+HK$7,918/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$300,402/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,691
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$169,814
−HK$5,205/mo
Today · 4.125%
HK$175,019
baseline
▲ 0.50% · 4.625%
HK$185,668
+HK$10,649/mo
Deposit HK$4.01M · loan HK$36.11M · min. income ≈ HK$350,038/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,217
−HK$9,899/mo
▼ 0.25% · 3.875%
HK$188,131
−HK$4,985/mo
Today · 4.125%
HK$193,116
baseline
▲ 0.50% · 4.625%
HK$203,296
+HK$10,180/mo
Deposit HK$4.01M · loan HK$36.11M · min. income ≈ HK$386,232/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,311 · Scale 2, in force from 26 Feb 2026)