LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,499
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,345
−HK$2,892/mo
Today · 4.125%
HK$97,237
baseline
▲ 0.50% · 4.625%
HK$103,153
+HK$5,916/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$194,474/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,792
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,522
−HK$2,769/mo
Today · 4.125%
HK$107,291
baseline
▲ 0.50% · 4.625%
HK$112,946
+HK$5,655/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$214,582/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,799
−HK$6,885/mo
▼ 0.25% · 3.875%
HK$113,214
−HK$3,470/mo
Today · 4.125%
HK$116,684
baseline
▲ 0.50% · 4.625%
HK$123,784
+HK$7,100/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$233,368/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,150
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$125,426
−HK$3,323/mo
Today · 4.125%
HK$128,749
baseline
▲ 0.50% · 4.625%
HK$135,536
+HK$6,787/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$257,498/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,098
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$132,083
−HK$4,048/mo
Today · 4.125%
HK$136,131
baseline
▲ 0.50% · 4.625%
HK$144,415
+HK$8,284/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$272,262/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,508
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$146,330
−HK$3,877/mo
Today · 4.125%
HK$150,207
baseline
▲ 0.50% · 4.625%
HK$158,125
+HK$7,918/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$300,414/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,698
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$169,821
−HK$5,205/mo
Today · 4.125%
HK$175,026
baseline
▲ 0.50% · 4.625%
HK$185,676
+HK$10,650/mo
Deposit HK$4.01M · loan HK$36.11M · min. income ≈ HK$350,052/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,225
−HK$9,899/mo
▼ 0.25% · 3.875%
HK$188,139
−HK$4,985/mo
Today · 4.125%
HK$193,124
baseline
▲ 0.50% · 4.625%
HK$203,304
+HK$10,180/mo
Deposit HK$4.01M · loan HK$36.11M · min. income ≈ HK$386,248/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,379 · Scale 2, in force from 26 Feb 2026)