LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,503
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,349
−HK$2,892/mo
Today · 4.125%
HK$97,241
baseline
▲ 0.50% · 4.625%
HK$103,158
+HK$5,917/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$194,482/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,796
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,527
−HK$2,769/mo
Today · 4.125%
HK$107,296
baseline
▲ 0.50% · 4.625%
HK$112,952
+HK$5,656/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$214,592/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,804
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$113,219
−HK$3,471/mo
Today · 4.125%
HK$116,690
baseline
▲ 0.50% · 4.625%
HK$123,790
+HK$7,100/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$233,380/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,156
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$125,432
−HK$3,323/mo
Today · 4.125%
HK$128,755
baseline
▲ 0.50% · 4.625%
HK$135,542
+HK$6,787/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$257,510/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,105
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$132,089
−HK$4,049/mo
Today · 4.125%
HK$136,138
baseline
▲ 0.50% · 4.625%
HK$144,421
+HK$8,283/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$272,276/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,515
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$146,337
−HK$3,878/mo
Today · 4.125%
HK$150,215
baseline
▲ 0.50% · 4.625%
HK$158,133
+HK$7,918/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$300,430/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,706
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$169,829
−HK$5,205/mo
Today · 4.125%
HK$175,034
baseline
▲ 0.50% · 4.625%
HK$185,685
+HK$10,651/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$350,068/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,234
−HK$9,899/mo
▼ 0.25% · 3.875%
HK$188,148
−HK$4,985/mo
Today · 4.125%
HK$193,133
baseline
▲ 0.50% · 4.625%
HK$203,313
+HK$10,180/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$386,266/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,461 · Scale 2, in force from 26 Feb 2026)