LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,505
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,352
−HK$2,892/mo
Today · 4.125%
HK$97,244
baseline
▲ 0.50% · 4.625%
HK$103,161
+HK$5,917/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$194,488/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,799
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,529
−HK$2,770/mo
Today · 4.125%
HK$107,299
baseline
▲ 0.50% · 4.625%
HK$112,955
+HK$5,656/mo
Deposit HK$20.06M · loan HK$20.06M · min. income ≈ HK$214,598/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,806
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$113,222
−HK$3,470/mo
Today · 4.125%
HK$116,692
baseline
▲ 0.50% · 4.625%
HK$123,793
+HK$7,101/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$233,384/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,159
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$125,435
−HK$3,323/mo
Today · 4.125%
HK$128,758
baseline
▲ 0.50% · 4.625%
HK$135,545
+HK$6,787/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$257,516/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,108
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$132,092
−HK$4,049/mo
Today · 4.125%
HK$136,141
baseline
▲ 0.50% · 4.625%
HK$144,425
+HK$8,284/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$272,282/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,518
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$146,341
−HK$3,877/mo
Today · 4.125%
HK$150,218
baseline
▲ 0.50% · 4.625%
HK$158,136
+HK$7,918/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$300,436/mo (50% DSR)
Upfront cash ≈ HK$13.74M (deposit + AVD stamp duty HK$1,705,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,710
−HK$10,328/mo
▼ 0.25% · 3.875%
HK$169,833
−HK$5,205/mo
Today · 4.125%
HK$175,038
baseline
▲ 0.50% · 4.625%
HK$185,689
+HK$10,651/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$350,076/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,238
−HK$9,900/mo
▼ 0.25% · 3.875%
HK$188,152
−HK$4,986/mo
Today · 4.125%
HK$193,138
baseline
▲ 0.50% · 4.625%
HK$203,318
+HK$10,180/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$386,276/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,501 · Scale 2, in force from 26 Feb 2026)