LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,512
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,358
−HK$2,892/mo
Today · 4.125%
HK$97,250
baseline
▲ 0.50% · 4.625%
HK$103,168
+HK$5,918/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$194,500/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,806
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,536
−HK$2,770/mo
Today · 4.125%
HK$107,306
baseline
▲ 0.50% · 4.625%
HK$112,962
+HK$5,656/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$214,612/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,814
−HK$6,886/mo
▼ 0.25% · 3.875%
HK$113,230
−HK$3,470/mo
Today · 4.125%
HK$116,700
baseline
▲ 0.50% · 4.625%
HK$123,801
+HK$7,101/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$233,400/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,167
−HK$6,600/mo
▼ 0.25% · 3.875%
HK$125,443
−HK$3,324/mo
Today · 4.125%
HK$128,767
baseline
▲ 0.50% · 4.625%
HK$135,555
+HK$6,788/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$257,534/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,116
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$132,101
−HK$4,049/mo
Today · 4.125%
HK$136,150
baseline
▲ 0.50% · 4.625%
HK$144,435
+HK$8,285/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$272,300/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,528
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$146,351
−HK$3,877/mo
Today · 4.125%
HK$150,228
baseline
▲ 0.50% · 4.625%
HK$158,147
+HK$7,919/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$300,456/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,721
−HK$10,329/mo
▼ 0.25% · 3.875%
HK$169,845
−HK$5,205/mo
Today · 4.125%
HK$175,050
baseline
▲ 0.50% · 4.625%
HK$185,702
+HK$10,652/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$350,100/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,250
−HK$9,901/mo
▼ 0.25% · 3.875%
HK$188,165
−HK$4,986/mo
Today · 4.125%
HK$193,151
baseline
▲ 0.50% · 4.625%
HK$203,332
+HK$10,181/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$386,302/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,617 · Scale 2, in force from 26 Feb 2026)