LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,513
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,359
−HK$2,892/mo
Today · 4.125%
HK$97,251
baseline
▲ 0.50% · 4.625%
HK$103,169
+HK$5,918/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$194,502/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,807
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,537
−HK$2,770/mo
Today · 4.125%
HK$107,307
baseline
▲ 0.50% · 4.625%
HK$112,964
+HK$5,657/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$214,614/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,815
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$113,231
−HK$3,471/mo
Today · 4.125%
HK$116,702
baseline
▲ 0.50% · 4.625%
HK$123,803
+HK$7,101/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$233,404/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,168
−HK$6,601/mo
▼ 0.25% · 3.875%
HK$125,445
−HK$3,324/mo
Today · 4.125%
HK$128,769
baseline
▲ 0.50% · 4.625%
HK$135,556
+HK$6,787/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$257,538/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,118
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$132,103
−HK$4,049/mo
Today · 4.125%
HK$136,152
baseline
▲ 0.50% · 4.625%
HK$144,437
+HK$8,285/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$272,304/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,530
−HK$7,700/mo
▼ 0.25% · 3.875%
HK$146,352
−HK$3,878/mo
Today · 4.125%
HK$150,230
baseline
▲ 0.50% · 4.625%
HK$158,149
+HK$7,919/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$300,460/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,723
−HK$10,330/mo
▼ 0.25% · 3.875%
HK$169,847
−HK$5,206/mo
Today · 4.125%
HK$175,053
baseline
▲ 0.50% · 4.625%
HK$185,704
+HK$10,651/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$350,106/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,253
−HK$9,900/mo
▼ 0.25% · 3.875%
HK$188,167
−HK$4,986/mo
Today · 4.125%
HK$193,153
baseline
▲ 0.50% · 4.625%
HK$203,335
+HK$10,182/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$386,306/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,639 · Scale 2, in force from 26 Feb 2026)