LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,516
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,363
−HK$2,892/mo
Today · 4.125%
HK$97,255
baseline
▲ 0.50% · 4.625%
HK$103,173
+HK$5,918/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$194,510/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,811
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,541
−HK$2,770/mo
Today · 4.125%
HK$107,311
baseline
▲ 0.50% · 4.625%
HK$112,968
+HK$5,657/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$214,622/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,819
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$113,235
−HK$3,471/mo
Today · 4.125%
HK$116,706
baseline
▲ 0.50% · 4.625%
HK$123,807
+HK$7,101/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$233,412/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,173
−HK$6,600/mo
▼ 0.25% · 3.875%
HK$125,449
−HK$3,324/mo
Today · 4.125%
HK$128,773
baseline
▲ 0.50% · 4.625%
HK$135,561
+HK$6,788/mo
Deposit HK$16.05M · loan HK$24.08M · min. income ≈ HK$257,546/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,122
−HK$8,035/mo
▼ 0.25% · 3.875%
HK$132,108
−HK$4,049/mo
Today · 4.125%
HK$136,157
baseline
▲ 0.50% · 4.625%
HK$144,442
+HK$8,285/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$272,314/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,535
−HK$7,701/mo
▼ 0.25% · 3.875%
HK$146,358
−HK$3,878/mo
Today · 4.125%
HK$150,236
baseline
▲ 0.50% · 4.625%
HK$158,155
+HK$7,919/mo
Deposit HK$12.04M · loan HK$28.09M · min. income ≈ HK$300,472/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,729
−HK$10,330/mo
▼ 0.25% · 3.875%
HK$169,853
−HK$5,206/mo
Today · 4.125%
HK$175,059
baseline
▲ 0.50% · 4.625%
HK$185,711
+HK$10,652/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$350,118/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,259
−HK$9,901/mo
▼ 0.25% · 3.875%
HK$188,174
−HK$4,986/mo
Today · 4.125%
HK$193,160
baseline
▲ 0.50% · 4.625%
HK$203,342
+HK$10,182/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$386,320/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,700 · Scale 2, in force from 26 Feb 2026)