LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,152
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,436
−HK$290/mo
Today · 4.125%
HK$9,726
baseline
▲ 0.50% · 4.625%
HK$10,317
+HK$591/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,452/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$2,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,181
−HK$550/mo
▼ 0.25% · 3.875%
HK$10,454
−HK$277/mo
Today · 4.125%
HK$10,731
baseline
▲ 0.50% · 4.625%
HK$11,297
+HK$566/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,462/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$2,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,982
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,324
−HK$347/mo
Today · 4.125%
HK$11,671
baseline
▲ 0.50% · 4.625%
HK$12,381
+HK$710/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$23,342/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$2,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,217
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,545
−HK$332/mo
Today · 4.125%
HK$12,877
baseline
▲ 0.50% · 4.625%
HK$13,556
+HK$679/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$25,754/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$2,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,812
−HK$804/mo
▼ 0.25% · 3.875%
HK$13,211
−HK$405/mo
Today · 4.125%
HK$13,616
baseline
▲ 0.50% · 4.625%
HK$14,444
+HK$828/mo
Deposit HK$1.20M · loan HK$2.81M · min. income ≈ HK$27,232/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$2,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,254
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,636
−HK$388/mo
Today · 4.125%
HK$15,024
baseline
▲ 0.50% · 4.625%
HK$15,816
+HK$792/mo
Deposit HK$1.20M · loan HK$2.81M · min. income ≈ HK$30,048/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$2,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,473
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,985
−HK$521/mo
Today · 4.125%
HK$17,506
baseline
▲ 0.50% · 4.625%
HK$18,571
+HK$1,065/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$35,012/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$2,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,326
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,818
−HK$498/mo
Today · 4.125%
HK$19,316
baseline
▲ 0.50% · 4.625%
HK$20,334
+HK$1,018/mo
Deposit HK$401K · loan HK$3.61M · min. income ≈ HK$38,632/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$2,788 · Scale 2, in force from 26 Feb 2026)