LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,524
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,371
−HK$2,892/mo
Today · 4.125%
HK$97,263
baseline
▲ 0.50% · 4.625%
HK$103,182
+HK$5,919/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$194,526/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,819
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,550
−HK$2,770/mo
Today · 4.125%
HK$107,320
baseline
▲ 0.50% · 4.625%
HK$112,977
+HK$5,657/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$214,640/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$1,705,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,829
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$113,245
−HK$3,471/mo
Today · 4.125%
HK$116,716
baseline
▲ 0.50% · 4.625%
HK$123,818
+HK$7,102/mo
Deposit HK$16.06M · loan HK$24.08M · min. income ≈ HK$233,432/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,183
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$125,460
−HK$3,325/mo
Today · 4.125%
HK$128,785
baseline
▲ 0.50% · 4.625%
HK$135,573
+HK$6,788/mo
Deposit HK$16.06M · loan HK$24.08M · min. income ≈ HK$257,570/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,134
−HK$8,035/mo
▼ 0.25% · 3.875%
HK$132,119
−HK$4,050/mo
Today · 4.125%
HK$136,169
baseline
▲ 0.50% · 4.625%
HK$144,454
+HK$8,285/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$272,338/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,547
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$146,370
−HK$3,879/mo
Today · 4.125%
HK$150,249
baseline
▲ 0.50% · 4.625%
HK$158,168
+HK$7,919/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$300,498/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,743
−HK$10,331/mo
▼ 0.25% · 3.875%
HK$169,868
−HK$5,206/mo
Today · 4.125%
HK$175,074
baseline
▲ 0.50% · 4.625%
HK$185,727
+HK$10,653/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$350,148/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,275
−HK$9,902/mo
▼ 0.25% · 3.875%
HK$188,190
−HK$4,987/mo
Today · 4.125%
HK$193,177
baseline
▲ 0.50% · 4.625%
HK$203,359
+HK$10,182/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$386,354/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,847 · Scale 2, in force from 26 Feb 2026)