LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,526
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$94,373
−HK$2,893/mo
Today · 4.125%
HK$97,266
baseline
▲ 0.50% · 4.625%
HK$103,184
+HK$5,918/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$194,532/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,705,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,822
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,553
−HK$2,770/mo
Today · 4.125%
HK$107,323
baseline
▲ 0.50% · 4.625%
HK$112,980
+HK$5,657/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$214,646/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,705,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,831
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$113,248
−HK$3,471/mo
Today · 4.125%
HK$116,719
baseline
▲ 0.50% · 4.625%
HK$123,821
+HK$7,102/mo
Deposit HK$16.06M · loan HK$24.08M · min. income ≈ HK$233,438/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,186
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$125,463
−HK$3,325/mo
Today · 4.125%
HK$128,788
baseline
▲ 0.50% · 4.625%
HK$135,576
+HK$6,788/mo
Deposit HK$16.06M · loan HK$24.08M · min. income ≈ HK$257,576/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,136
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$132,122
−HK$4,050/mo
Today · 4.125%
HK$136,172
baseline
▲ 0.50% · 4.625%
HK$144,457
+HK$8,285/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$272,344/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,551
−HK$7,701/mo
▼ 0.25% · 3.875%
HK$146,374
−HK$3,878/mo
Today · 4.125%
HK$150,252
baseline
▲ 0.50% · 4.625%
HK$158,172
+HK$7,920/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$300,504/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,747
−HK$10,331/mo
▼ 0.25% · 3.875%
HK$169,871
−HK$5,207/mo
Today · 4.125%
HK$175,078
baseline
▲ 0.50% · 4.625%
HK$185,731
+HK$10,653/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$350,156/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,279
−HK$9,902/mo
▼ 0.25% · 3.875%
HK$188,195
−HK$4,986/mo
Today · 4.125%
HK$193,181
baseline
▲ 0.50% · 4.625%
HK$203,364
+HK$10,183/mo
Deposit HK$4.01M · loan HK$36.12M · min. income ≈ HK$386,362/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,886 · Scale 2, in force from 26 Feb 2026)