LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,529
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$94,376
−HK$2,893/mo
Today · 4.125%
HK$97,269
baseline
▲ 0.50% · 4.625%
HK$103,187
+HK$5,918/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$194,538/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,705,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,825
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,556
−HK$2,770/mo
Today · 4.125%
HK$107,326
baseline
▲ 0.50% · 4.625%
HK$112,984
+HK$5,658/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$214,652/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,705,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,835
−HK$6,887/mo
▼ 0.25% · 3.875%
HK$113,251
−HK$3,471/mo
Today · 4.125%
HK$116,722
baseline
▲ 0.50% · 4.625%
HK$123,825
+HK$7,103/mo
Deposit HK$16.06M · loan HK$24.08M · min. income ≈ HK$233,444/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,190
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$125,467
−HK$3,325/mo
Today · 4.125%
HK$128,792
baseline
▲ 0.50% · 4.625%
HK$135,580
+HK$6,788/mo
Deposit HK$16.06M · loan HK$24.08M · min. income ≈ HK$257,584/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,141
−HK$8,035/mo
▼ 0.25% · 3.875%
HK$132,126
−HK$4,050/mo
Today · 4.125%
HK$136,176
baseline
▲ 0.50% · 4.625%
HK$144,462
+HK$8,286/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$272,352/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,555
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$146,378
−HK$3,879/mo
Today · 4.125%
HK$150,257
baseline
▲ 0.50% · 4.625%
HK$158,177
+HK$7,920/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$300,514/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,752
−HK$10,332/mo
▼ 0.25% · 3.875%
HK$169,877
−HK$5,207/mo
Today · 4.125%
HK$175,084
baseline
▲ 0.50% · 4.625%
HK$185,737
+HK$10,653/mo
Deposit HK$4.01M · loan HK$36.13M · min. income ≈ HK$350,168/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,285
−HK$9,902/mo
▼ 0.25% · 3.875%
HK$188,201
−HK$4,986/mo
Today · 4.125%
HK$193,187
baseline
▲ 0.50% · 4.625%
HK$203,371
+HK$10,184/mo
Deposit HK$4.01M · loan HK$36.13M · min. income ≈ HK$386,374/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,941 · Scale 2, in force from 26 Feb 2026)