LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,531
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,378
−HK$2,892/mo
Today · 4.125%
HK$97,270
baseline
▲ 0.50% · 4.625%
HK$103,189
+HK$5,919/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$194,540/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,705,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,827
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,558
−HK$2,770/mo
Today · 4.125%
HK$107,328
baseline
▲ 0.50% · 4.625%
HK$112,986
+HK$5,658/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$214,656/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,705,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,837
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$113,253
−HK$3,472/mo
Today · 4.125%
HK$116,725
baseline
▲ 0.50% · 4.625%
HK$123,827
+HK$7,102/mo
Deposit HK$16.06M · loan HK$24.08M · min. income ≈ HK$233,450/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,192
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$125,469
−HK$3,325/mo
Today · 4.125%
HK$128,794
baseline
▲ 0.50% · 4.625%
HK$135,583
+HK$6,789/mo
Deposit HK$16.06M · loan HK$24.08M · min. income ≈ HK$257,588/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,705,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,143
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$132,129
−HK$4,050/mo
Today · 4.125%
HK$136,179
baseline
▲ 0.50% · 4.625%
HK$144,465
+HK$8,286/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$272,358/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,558
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$146,381
−HK$3,879/mo
Today · 4.125%
HK$150,260
baseline
▲ 0.50% · 4.625%
HK$158,180
+HK$7,920/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$300,520/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,705,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,755
−HK$10,332/mo
▼ 0.25% · 3.875%
HK$169,880
−HK$5,207/mo
Today · 4.125%
HK$175,087
baseline
▲ 0.50% · 4.625%
HK$185,740
+HK$10,653/mo
Deposit HK$4.01M · loan HK$36.13M · min. income ≈ HK$350,174/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,289
−HK$9,902/mo
▼ 0.25% · 3.875%
HK$188,204
−HK$4,987/mo
Today · 4.125%
HK$193,191
baseline
▲ 0.50% · 4.625%
HK$203,374
+HK$10,183/mo
Deposit HK$4.01M · loan HK$36.13M · min. income ≈ HK$386,382/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,705,973 · Scale 2, in force from 26 Feb 2026)