LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,533
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$94,380
−HK$2,893/mo
Today · 4.125%
HK$97,273
baseline
▲ 0.50% · 4.625%
HK$103,192
+HK$5,919/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$194,546/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,706,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,830
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,561
−HK$2,770/mo
Today · 4.125%
HK$107,331
baseline
▲ 0.50% · 4.625%
HK$112,989
+HK$5,658/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$214,662/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,706,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,840
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$113,256
−HK$3,472/mo
Today · 4.125%
HK$116,728
baseline
▲ 0.50% · 4.625%
HK$123,830
+HK$7,102/mo
Deposit HK$16.06M · loan HK$24.08M · min. income ≈ HK$233,456/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,706,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,196
−HK$6,601/mo
▼ 0.25% · 3.875%
HK$125,473
−HK$3,324/mo
Today · 4.125%
HK$128,797
baseline
▲ 0.50% · 4.625%
HK$135,587
+HK$6,790/mo
Deposit HK$16.06M · loan HK$24.08M · min. income ≈ HK$257,594/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,706,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,146
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$132,132
−HK$4,050/mo
Today · 4.125%
HK$136,182
baseline
▲ 0.50% · 4.625%
HK$144,469
+HK$8,287/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$272,364/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,706,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,562
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$146,385
−HK$3,879/mo
Today · 4.125%
HK$150,264
baseline
▲ 0.50% · 4.625%
HK$158,184
+HK$7,920/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$300,528/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,706,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,760
−HK$10,331/mo
▼ 0.25% · 3.875%
HK$169,885
−HK$5,206/mo
Today · 4.125%
HK$175,091
baseline
▲ 0.50% · 4.625%
HK$185,745
+HK$10,654/mo
Deposit HK$4.01M · loan HK$36.13M · min. income ≈ HK$350,182/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,293
−HK$9,903/mo
▼ 0.25% · 3.875%
HK$188,209
−HK$4,987/mo
Today · 4.125%
HK$193,196
baseline
▲ 0.50% · 4.625%
HK$203,380
+HK$10,184/mo
Deposit HK$4.01M · loan HK$36.13M · min. income ≈ HK$386,392/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,018 · Scale 2, in force from 26 Feb 2026)