LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,544
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$94,391
−HK$2,894/mo
Today · 4.125%
HK$97,285
baseline
▲ 0.50% · 4.625%
HK$103,204
+HK$5,919/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$194,570/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,706,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,842
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$104,573
−HK$2,771/mo
Today · 4.125%
HK$107,344
baseline
▲ 0.50% · 4.625%
HK$113,002
+HK$5,658/mo
Deposit HK$20.07M · loan HK$20.07M · min. income ≈ HK$214,688/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,706,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,853
−HK$6,888/mo
▼ 0.25% · 3.875%
HK$113,270
−HK$3,471/mo
Today · 4.125%
HK$116,741
baseline
▲ 0.50% · 4.625%
HK$123,845
+HK$7,104/mo
Deposit HK$16.06M · loan HK$24.09M · min. income ≈ HK$233,482/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,706,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,210
−HK$6,603/mo
▼ 0.25% · 3.875%
HK$125,488
−HK$3,325/mo
Today · 4.125%
HK$128,813
baseline
▲ 0.50% · 4.625%
HK$135,603
+HK$6,790/mo
Deposit HK$16.06M · loan HK$24.09M · min. income ≈ HK$257,626/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,706,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,161
−HK$8,037/mo
▼ 0.25% · 3.875%
HK$132,148
−HK$4,050/mo
Today · 4.125%
HK$136,198
baseline
▲ 0.50% · 4.625%
HK$144,486
+HK$8,288/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$272,396/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,706,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,578
−HK$7,703/mo
▼ 0.25% · 3.875%
HK$146,402
−HK$3,879/mo
Today · 4.125%
HK$150,281
baseline
▲ 0.50% · 4.625%
HK$158,203
+HK$7,922/mo
Deposit HK$12.04M · loan HK$28.10M · min. income ≈ HK$300,562/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,706,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,779
−HK$10,333/mo
▼ 0.25% · 3.875%
HK$169,905
−HK$5,207/mo
Today · 4.125%
HK$175,112
baseline
▲ 0.50% · 4.625%
HK$185,767
+HK$10,655/mo
Deposit HK$4.01M · loan HK$36.13M · min. income ≈ HK$350,224/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,315
−HK$9,904/mo
▼ 0.25% · 3.875%
HK$188,231
−HK$4,988/mo
Today · 4.125%
HK$193,219
baseline
▲ 0.50% · 4.625%
HK$203,404
+HK$10,185/mo
Deposit HK$4.01M · loan HK$36.13M · min. income ≈ HK$386,438/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,219 · Scale 2, in force from 26 Feb 2026)