LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,554
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$94,402
−HK$2,893/mo
Today · 4.125%
HK$97,295
baseline
▲ 0.50% · 4.625%
HK$103,216
+HK$5,921/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$194,590/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,706,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,853
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,585
−HK$2,771/mo
Today · 4.125%
HK$107,356
baseline
▲ 0.50% · 4.625%
HK$113,015
+HK$5,659/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$214,712/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,706,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,865
−HK$6,890/mo
▼ 0.25% · 3.875%
HK$113,282
−HK$3,473/mo
Today · 4.125%
HK$116,755
baseline
▲ 0.50% · 4.625%
HK$123,859
+HK$7,104/mo
Deposit HK$16.06M · loan HK$24.09M · min. income ≈ HK$233,510/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,224
−HK$6,603/mo
▼ 0.25% · 3.875%
HK$125,502
−HK$3,325/mo
Today · 4.125%
HK$128,827
baseline
▲ 0.50% · 4.625%
HK$135,618
+HK$6,791/mo
Deposit HK$16.06M · loan HK$24.09M · min. income ≈ HK$257,654/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,176
−HK$8,038/mo
▼ 0.25% · 3.875%
HK$132,163
−HK$4,051/mo
Today · 4.125%
HK$136,214
baseline
▲ 0.50% · 4.625%
HK$144,502
+HK$8,288/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$272,428/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,706,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,594
−HK$7,704/mo
▼ 0.25% · 3.875%
HK$146,419
−HK$3,879/mo
Today · 4.125%
HK$150,298
baseline
▲ 0.50% · 4.625%
HK$158,221
+HK$7,923/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$300,596/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,706,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,798
−HK$10,334/mo
▼ 0.25% · 3.875%
HK$169,924
−HK$5,208/mo
Today · 4.125%
HK$175,132
baseline
▲ 0.50% · 4.625%
HK$185,788
+HK$10,656/mo
Deposit HK$4.02M · loan HK$36.14M · min. income ≈ HK$350,264/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,336
−HK$9,905/mo
▼ 0.25% · 3.875%
HK$188,253
−HK$4,988/mo
Today · 4.125%
HK$193,241
baseline
▲ 0.50% · 4.625%
HK$203,427
+HK$10,186/mo
Deposit HK$4.02M · loan HK$36.14M · min. income ≈ HK$386,482/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,411 · Scale 2, in force from 26 Feb 2026)