LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,559
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$94,407
−HK$2,893/mo
Today · 4.125%
HK$97,300
baseline
▲ 0.50% · 4.625%
HK$103,221
+HK$5,921/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$194,600/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,706,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,858
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,590
−HK$2,771/mo
Today · 4.125%
HK$107,361
baseline
▲ 0.50% · 4.625%
HK$113,020
+HK$5,659/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$214,722/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$1,706,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,870
−HK$6,890/mo
▼ 0.25% · 3.875%
HK$113,288
−HK$3,472/mo
Today · 4.125%
HK$116,760
baseline
▲ 0.50% · 4.625%
HK$123,865
+HK$7,105/mo
Deposit HK$16.06M · loan HK$24.09M · min. income ≈ HK$233,520/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,230
−HK$6,603/mo
▼ 0.25% · 3.875%
HK$125,508
−HK$3,325/mo
Today · 4.125%
HK$128,833
baseline
▲ 0.50% · 4.625%
HK$135,624
+HK$6,791/mo
Deposit HK$16.06M · loan HK$24.09M · min. income ≈ HK$257,666/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,182
−HK$8,038/mo
▼ 0.25% · 3.875%
HK$132,169
−HK$4,051/mo
Today · 4.125%
HK$136,220
baseline
▲ 0.50% · 4.625%
HK$144,509
+HK$8,289/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$272,440/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,706,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,601
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$146,426
−HK$3,880/mo
Today · 4.125%
HK$150,306
baseline
▲ 0.50% · 4.625%
HK$158,229
+HK$7,923/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$300,612/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,706,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,806
−HK$10,334/mo
▼ 0.25% · 3.875%
HK$169,932
−HK$5,208/mo
Today · 4.125%
HK$175,140
baseline
▲ 0.50% · 4.625%
HK$185,797
+HK$10,657/mo
Deposit HK$4.02M · loan HK$36.14M · min. income ≈ HK$350,280/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,345
−HK$9,905/mo
▼ 0.25% · 3.875%
HK$188,262
−HK$4,988/mo
Today · 4.125%
HK$193,250
baseline
▲ 0.50% · 4.625%
HK$203,437
+HK$10,187/mo
Deposit HK$4.02M · loan HK$36.14M · min. income ≈ HK$386,500/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,495 · Scale 2, in force from 26 Feb 2026)