LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,574
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,422
−HK$2,894/mo
Today · 4.125%
HK$97,316
baseline
▲ 0.50% · 4.625%
HK$103,238
+HK$5,922/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$194,632/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,706,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,875
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,607
−HK$2,772/mo
Today · 4.125%
HK$107,379
baseline
▲ 0.50% · 4.625%
HK$113,039
+HK$5,660/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$214,758/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,706,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,888
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$113,307
−HK$3,472/mo
Today · 4.125%
HK$116,779
baseline
▲ 0.50% · 4.625%
HK$123,885
+HK$7,106/mo
Deposit HK$16.06M · loan HK$24.10M · min. income ≈ HK$233,558/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,250
−HK$6,605/mo
▼ 0.25% · 3.875%
HK$125,528
−HK$3,327/mo
Today · 4.125%
HK$128,855
baseline
▲ 0.50% · 4.625%
HK$135,647
+HK$6,792/mo
Deposit HK$16.06M · loan HK$24.10M · min. income ≈ HK$257,710/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,203
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,191
−HK$4,052/mo
Today · 4.125%
HK$136,243
baseline
▲ 0.50% · 4.625%
HK$144,533
+HK$8,290/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$272,486/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,706,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,625
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$146,450
−HK$3,880/mo
Today · 4.125%
HK$150,330
baseline
▲ 0.50% · 4.625%
HK$158,254
+HK$7,924/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$300,660/mo (50% DSR)
Upfront cash ≈ HK$13.75M (deposit + AVD stamp duty HK$1,706,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,833
−HK$10,336/mo
▼ 0.25% · 3.875%
HK$169,960
−HK$5,209/mo
Today · 4.125%
HK$175,169
baseline
▲ 0.50% · 4.625%
HK$185,828
+HK$10,659/mo
Deposit HK$4.02M · loan HK$36.14M · min. income ≈ HK$350,338/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,375
−HK$9,907/mo
▼ 0.25% · 3.875%
HK$188,293
−HK$4,989/mo
Today · 4.125%
HK$193,282
baseline
▲ 0.50% · 4.625%
HK$203,470
+HK$10,188/mo
Deposit HK$4.02M · loan HK$36.14M · min. income ≈ HK$386,564/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,775 · Scale 2, in force from 26 Feb 2026)