LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,577
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,426
−HK$2,894/mo
Today · 4.125%
HK$97,320
baseline
▲ 0.50% · 4.625%
HK$103,241
+HK$5,921/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$194,640/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,706,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,878
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,611
−HK$2,772/mo
Today · 4.125%
HK$107,383
baseline
▲ 0.50% · 4.625%
HK$113,043
+HK$5,660/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$214,766/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,706,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,892
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$113,311
−HK$3,473/mo
Today · 4.125%
HK$116,784
baseline
▲ 0.50% · 4.625%
HK$123,890
+HK$7,106/mo
Deposit HK$16.06M · loan HK$24.10M · min. income ≈ HK$233,568/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,254
−HK$6,605/mo
▼ 0.25% · 3.875%
HK$125,533
−HK$3,326/mo
Today · 4.125%
HK$128,859
baseline
▲ 0.50% · 4.625%
HK$135,651
+HK$6,792/mo
Deposit HK$16.06M · loan HK$24.10M · min. income ≈ HK$257,718/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,208
−HK$8,039/mo
▼ 0.25% · 3.875%
HK$132,196
−HK$4,051/mo
Today · 4.125%
HK$136,247
baseline
▲ 0.50% · 4.625%
HK$144,538
+HK$8,291/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$272,494/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,706,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,630
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$146,455
−HK$3,881/mo
Today · 4.125%
HK$150,336
baseline
▲ 0.50% · 4.625%
HK$158,260
+HK$7,924/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$300,672/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,706,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,839
−HK$10,336/mo
▼ 0.25% · 3.875%
HK$169,966
−HK$5,209/mo
Today · 4.125%
HK$175,175
baseline
▲ 0.50% · 4.625%
HK$185,834
+HK$10,659/mo
Deposit HK$4.02M · loan HK$36.14M · min. income ≈ HK$350,350/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,381
−HK$9,908/mo
▼ 0.25% · 3.875%
HK$188,299
−HK$4,990/mo
Today · 4.125%
HK$193,289
baseline
▲ 0.50% · 4.625%
HK$203,477
+HK$10,188/mo
Deposit HK$4.02M · loan HK$36.14M · min. income ≈ HK$386,578/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,835 · Scale 2, in force from 26 Feb 2026)