LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,582
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,430
−HK$2,894/mo
Today · 4.125%
HK$97,324
baseline
▲ 0.50% · 4.625%
HK$103,246
+HK$5,922/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$194,648/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,706,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,884
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,616
−HK$2,772/mo
Today · 4.125%
HK$107,388
baseline
▲ 0.50% · 4.625%
HK$113,049
+HK$5,661/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$214,776/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,706,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,898
−HK$6,891/mo
▼ 0.25% · 3.875%
HK$113,316
−HK$3,473/mo
Today · 4.125%
HK$116,789
baseline
▲ 0.50% · 4.625%
HK$123,896
+HK$7,107/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$233,578/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,260
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,539
−HK$3,327/mo
Today · 4.125%
HK$128,866
baseline
▲ 0.50% · 4.625%
HK$135,658
+HK$6,792/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$257,732/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,214
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,202
−HK$4,052/mo
Today · 4.125%
HK$136,254
baseline
▲ 0.50% · 4.625%
HK$144,545
+HK$8,291/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$272,508/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,706,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,637
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$146,462
−HK$3,881/mo
Today · 4.125%
HK$150,343
baseline
▲ 0.50% · 4.625%
HK$158,268
+HK$7,925/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$300,686/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,706,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,847
−HK$10,337/mo
▼ 0.25% · 3.875%
HK$169,974
−HK$5,210/mo
Today · 4.125%
HK$175,184
baseline
▲ 0.50% · 4.625%
HK$185,844
+HK$10,660/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$350,368/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,390
−HK$9,908/mo
▼ 0.25% · 3.875%
HK$188,309
−HK$4,989/mo
Today · 4.125%
HK$193,298
baseline
▲ 0.50% · 4.625%
HK$203,487
+HK$10,189/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$386,596/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,920 · Scale 2, in force from 26 Feb 2026)