LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,583
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,432
−HK$2,894/mo
Today · 4.125%
HK$97,326
baseline
▲ 0.50% · 4.625%
HK$103,249
+HK$5,923/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$194,652/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,886
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,618
−HK$2,772/mo
Today · 4.125%
HK$107,390
baseline
▲ 0.50% · 4.625%
HK$113,051
+HK$5,661/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$214,780/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,900
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$113,319
−HK$3,473/mo
Today · 4.125%
HK$116,792
baseline
▲ 0.50% · 4.625%
HK$123,898
+HK$7,106/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$233,584/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,263
−HK$6,605/mo
▼ 0.25% · 3.875%
HK$125,542
−HK$3,326/mo
Today · 4.125%
HK$128,868
baseline
▲ 0.50% · 4.625%
HK$135,661
+HK$6,793/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$257,736/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,217
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,205
−HK$4,052/mo
Today · 4.125%
HK$136,257
baseline
▲ 0.50% · 4.625%
HK$144,548
+HK$8,291/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$272,514/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,640
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$146,465
−HK$3,881/mo
Today · 4.125%
HK$150,346
baseline
▲ 0.50% · 4.625%
HK$158,271
+HK$7,925/mo
Deposit HK$12.05M · loan HK$28.11M · min. income ≈ HK$300,692/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,850
−HK$10,338/mo
▼ 0.25% · 3.875%
HK$169,978
−HK$5,210/mo
Today · 4.125%
HK$175,188
baseline
▲ 0.50% · 4.625%
HK$185,847
+HK$10,659/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$350,376/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,394
−HK$9,908/mo
▼ 0.25% · 3.875%
HK$188,313
−HK$4,989/mo
Today · 4.125%
HK$193,302
baseline
▲ 0.50% · 4.625%
HK$203,491
+HK$10,189/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$386,604/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,706,954 · Scale 2, in force from 26 Feb 2026)