LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,159
−HK$575/mo
▼ 0.25% · 3.875%
HK$9,444
−HK$290/mo
Today · 4.125%
HK$9,734
baseline
▲ 0.50% · 4.625%
HK$10,326
+HK$592/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,468/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$3,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,190
−HK$550/mo
▼ 0.25% · 3.875%
HK$10,463
−HK$277/mo
Today · 4.125%
HK$10,740
baseline
▲ 0.50% · 4.625%
HK$11,306
+HK$566/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,480/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$3,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,991
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,333
−HK$348/mo
Today · 4.125%
HK$11,681
baseline
▲ 0.50% · 4.625%
HK$12,391
+HK$710/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$23,362/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$3,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,228
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,556
−HK$332/mo
Today · 4.125%
HK$12,888
baseline
▲ 0.50% · 4.625%
HK$13,568
+HK$680/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$25,776/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$3,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,823
−HK$804/mo
▼ 0.25% · 3.875%
HK$13,222
−HK$405/mo
Today · 4.125%
HK$13,627
baseline
▲ 0.50% · 4.625%
HK$14,457
+HK$830/mo
Deposit HK$1.21M · loan HK$2.81M · min. income ≈ HK$27,254/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$3,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,266
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,648
−HK$388/mo
Today · 4.125%
HK$15,036
baseline
▲ 0.50% · 4.625%
HK$15,829
+HK$793/mo
Deposit HK$1.21M · loan HK$2.81M · min. income ≈ HK$30,072/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$3,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,487
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,000
−HK$521/mo
Today · 4.125%
HK$17,521
baseline
▲ 0.50% · 4.625%
HK$18,587
+HK$1,066/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,042/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$3,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,342
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,834
−HK$499/mo
Today · 4.125%
HK$19,333
baseline
▲ 0.50% · 4.625%
HK$20,352
+HK$1,019/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$38,666/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$3,469 · Scale 2, in force from 26 Feb 2026)