LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,595
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,445
−HK$2,894/mo
Today · 4.125%
HK$97,339
baseline
▲ 0.50% · 4.625%
HK$103,262
+HK$5,923/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$194,678/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,707,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,899
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,632
−HK$2,772/mo
Today · 4.125%
HK$107,404
baseline
▲ 0.50% · 4.625%
HK$113,066
+HK$5,662/mo
Deposit HK$20.08M · loan HK$20.08M · min. income ≈ HK$214,808/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,707,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,915
−HK$6,892/mo
▼ 0.25% · 3.875%
HK$113,334
−HK$3,473/mo
Today · 4.125%
HK$116,807
baseline
▲ 0.50% · 4.625%
HK$123,915
+HK$7,108/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$233,614/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,707,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,279
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,558
−HK$3,327/mo
Today · 4.125%
HK$128,885
baseline
▲ 0.50% · 4.625%
HK$135,679
+HK$6,794/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$257,770/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$1,707,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,234
−HK$8,041/mo
▼ 0.25% · 3.875%
HK$132,222
−HK$4,053/mo
Today · 4.125%
HK$136,275
baseline
▲ 0.50% · 4.625%
HK$144,567
+HK$8,292/mo
Deposit HK$12.05M · loan HK$28.12M · min. income ≈ HK$272,550/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,659
−HK$7,707/mo
▼ 0.25% · 3.875%
HK$146,485
−HK$3,881/mo
Today · 4.125%
HK$150,366
baseline
▲ 0.50% · 4.625%
HK$158,292
+HK$7,926/mo
Deposit HK$12.05M · loan HK$28.12M · min. income ≈ HK$300,732/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,872
−HK$10,339/mo
▼ 0.25% · 3.875%
HK$170,000
−HK$5,211/mo
Today · 4.125%
HK$175,211
baseline
▲ 0.50% · 4.625%
HK$185,872
+HK$10,661/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$350,422/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,707,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,418
−HK$9,910/mo
▼ 0.25% · 3.875%
HK$188,338
−HK$4,990/mo
Today · 4.125%
HK$193,328
baseline
▲ 0.50% · 4.625%
HK$203,518
+HK$10,190/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$386,656/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,707,181 · Scale 2, in force from 26 Feb 2026)