LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,599
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,448
−HK$2,895/mo
Today · 4.125%
HK$97,343
baseline
▲ 0.50% · 4.625%
HK$103,266
+HK$5,923/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,686/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,707,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,903
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,636
−HK$2,773/mo
Today · 4.125%
HK$107,409
baseline
▲ 0.50% · 4.625%
HK$113,070
+HK$5,661/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,818/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,707,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,919
−HK$6,893/mo
▼ 0.25% · 3.875%
HK$113,338
−HK$3,474/mo
Today · 4.125%
HK$116,812
baseline
▲ 0.50% · 4.625%
HK$123,919
+HK$7,107/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$233,624/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,284
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,563
−HK$3,327/mo
Today · 4.125%
HK$128,890
baseline
▲ 0.50% · 4.625%
HK$135,684
+HK$6,794/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$257,780/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,239
−HK$8,041/mo
▼ 0.25% · 3.875%
HK$132,228
−HK$4,052/mo
Today · 4.125%
HK$136,280
baseline
▲ 0.50% · 4.625%
HK$144,573
+HK$8,293/mo
Deposit HK$12.05M · loan HK$28.12M · min. income ≈ HK$272,560/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,664
−HK$7,708/mo
▼ 0.25% · 3.875%
HK$146,490
−HK$3,882/mo
Today · 4.125%
HK$150,372
baseline
▲ 0.50% · 4.625%
HK$158,298
+HK$7,926/mo
Deposit HK$12.05M · loan HK$28.12M · min. income ≈ HK$300,744/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,878
−HK$10,340/mo
▼ 0.25% · 3.875%
HK$170,007
−HK$5,211/mo
Today · 4.125%
HK$175,218
baseline
▲ 0.50% · 4.625%
HK$185,879
+HK$10,661/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$350,436/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,707,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,425
−HK$9,910/mo
▼ 0.25% · 3.875%
HK$188,345
−HK$4,990/mo
Today · 4.125%
HK$193,335
baseline
▲ 0.50% · 4.625%
HK$203,526
+HK$10,191/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$386,670/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,707,247 · Scale 2, in force from 26 Feb 2026)