LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,600
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,449
−HK$2,895/mo
Today · 4.125%
HK$97,344
baseline
▲ 0.50% · 4.625%
HK$103,267
+HK$5,923/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,688/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,707,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,904
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,637
−HK$2,773/mo
Today · 4.125%
HK$107,410
baseline
▲ 0.50% · 4.625%
HK$113,071
+HK$5,661/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,820/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,707,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,920
−HK$6,893/mo
▼ 0.25% · 3.875%
HK$113,339
−HK$3,474/mo
Today · 4.125%
HK$116,813
baseline
▲ 0.50% · 4.625%
HK$123,921
+HK$7,108/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$233,626/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,285
−HK$6,607/mo
▼ 0.25% · 3.875%
HK$125,565
−HK$3,327/mo
Today · 4.125%
HK$128,892
baseline
▲ 0.50% · 4.625%
HK$135,686
+HK$6,794/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$257,784/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,240
−HK$8,042/mo
▼ 0.25% · 3.875%
HK$132,229
−HK$4,053/mo
Today · 4.125%
HK$136,282
baseline
▲ 0.50% · 4.625%
HK$144,574
+HK$8,292/mo
Deposit HK$12.05M · loan HK$28.12M · min. income ≈ HK$272,564/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,666
−HK$7,708/mo
▼ 0.25% · 3.875%
HK$146,492
−HK$3,882/mo
Today · 4.125%
HK$150,374
baseline
▲ 0.50% · 4.625%
HK$158,300
+HK$7,926/mo
Deposit HK$12.05M · loan HK$28.12M · min. income ≈ HK$300,748/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,880
−HK$10,339/mo
▼ 0.25% · 3.875%
HK$170,009
−HK$5,210/mo
Today · 4.125%
HK$175,219
baseline
▲ 0.50% · 4.625%
HK$185,881
+HK$10,662/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$350,438/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,707,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,427
−HK$9,910/mo
▼ 0.25% · 3.875%
HK$188,347
−HK$4,990/mo
Today · 4.125%
HK$193,337
baseline
▲ 0.50% · 4.625%
HK$203,528
+HK$10,191/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$386,674/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,707,265 · Scale 2, in force from 26 Feb 2026)