LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,160
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,445
−HK$289/mo
Today · 4.125%
HK$9,734
baseline
▲ 0.50% · 4.625%
HK$10,327
+HK$593/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,468/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$3,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,190
−HK$551/mo
▼ 0.25% · 3.875%
HK$10,464
−HK$277/mo
Today · 4.125%
HK$10,741
baseline
▲ 0.50% · 4.625%
HK$11,307
+HK$566/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,482/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$3,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,992
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,334
−HK$347/mo
Today · 4.125%
HK$11,681
baseline
▲ 0.50% · 4.625%
HK$12,392
+HK$711/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$23,362/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$3,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,229
−HK$660/mo
▼ 0.25% · 3.875%
HK$12,557
−HK$332/mo
Today · 4.125%
HK$12,889
baseline
▲ 0.50% · 4.625%
HK$13,569
+HK$680/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$25,778/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$3,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,824
−HK$804/mo
▼ 0.25% · 3.875%
HK$13,223
−HK$405/mo
Today · 4.125%
HK$13,628
baseline
▲ 0.50% · 4.625%
HK$14,458
+HK$830/mo
Deposit HK$1.21M · loan HK$2.81M · min. income ≈ HK$27,256/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$3,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,267
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,649
−HK$388/mo
Today · 4.125%
HK$15,037
baseline
▲ 0.50% · 4.625%
HK$15,830
+HK$793/mo
Deposit HK$1.21M · loan HK$2.81M · min. income ≈ HK$30,074/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$3,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,488
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,001
−HK$521/mo
Today · 4.125%
HK$17,522
baseline
▲ 0.50% · 4.625%
HK$18,588
+HK$1,066/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,044/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$3,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,343
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,835
−HK$499/mo
Today · 4.125%
HK$19,334
baseline
▲ 0.50% · 4.625%
HK$20,353
+HK$1,019/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$38,668/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$3,524 · Scale 2, in force from 26 Feb 2026)