LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,602
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,451
−HK$2,895/mo
Today · 4.125%
HK$97,346
baseline
▲ 0.50% · 4.625%
HK$103,270
+HK$5,924/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,692/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,707,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,906
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,639
−HK$2,773/mo
Today · 4.125%
HK$107,412
baseline
▲ 0.50% · 4.625%
HK$113,074
+HK$5,662/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,824/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$1,707,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,922
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$113,342
−HK$3,474/mo
Today · 4.125%
HK$116,816
baseline
▲ 0.50% · 4.625%
HK$123,924
+HK$7,108/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$233,632/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,288
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$125,567
−HK$3,327/mo
Today · 4.125%
HK$128,894
baseline
▲ 0.50% · 4.625%
HK$135,689
+HK$6,795/mo
Deposit HK$16.07M · loan HK$24.10M · min. income ≈ HK$257,788/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,243
−HK$8,042/mo
▼ 0.25% · 3.875%
HK$132,232
−HK$4,053/mo
Today · 4.125%
HK$136,285
baseline
▲ 0.50% · 4.625%
HK$144,577
+HK$8,292/mo
Deposit HK$12.05M · loan HK$28.12M · min. income ≈ HK$272,570/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,669
−HK$7,708/mo
▼ 0.25% · 3.875%
HK$146,495
−HK$3,882/mo
Today · 4.125%
HK$150,377
baseline
▲ 0.50% · 4.625%
HK$158,303
+HK$7,926/mo
Deposit HK$12.05M · loan HK$28.12M · min. income ≈ HK$300,754/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,884
−HK$10,339/mo
▼ 0.25% · 3.875%
HK$170,012
−HK$5,211/mo
Today · 4.125%
HK$175,223
baseline
▲ 0.50% · 4.625%
HK$185,885
+HK$10,662/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$350,446/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,707,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,431
−HK$9,911/mo
▼ 0.25% · 3.875%
HK$188,351
−HK$4,991/mo
Today · 4.125%
HK$193,342
baseline
▲ 0.50% · 4.625%
HK$203,533
+HK$10,191/mo
Deposit HK$4.02M · loan HK$36.15M · min. income ≈ HK$386,684/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$1,707,303 · Scale 2, in force from 26 Feb 2026)