LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,612
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,461
−HK$2,895/mo
Today · 4.125%
HK$97,356
baseline
▲ 0.50% · 4.625%
HK$103,280
+HK$5,924/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,712/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,917
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,650
−HK$2,773/mo
Today · 4.125%
HK$107,423
baseline
▲ 0.50% · 4.625%
HK$113,086
+HK$5,663/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,846/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,934
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$113,353
−HK$3,475/mo
Today · 4.125%
HK$116,828
baseline
▲ 0.50% · 4.625%
HK$123,936
+HK$7,108/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$233,656/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,300
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$125,580
−HK$3,328/mo
Today · 4.125%
HK$128,908
baseline
▲ 0.50% · 4.625%
HK$135,703
+HK$6,795/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$257,816/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,256
−HK$8,043/mo
▼ 0.25% · 3.875%
HK$132,246
−HK$4,053/mo
Today · 4.125%
HK$136,299
baseline
▲ 0.50% · 4.625%
HK$144,592
+HK$8,293/mo
Deposit HK$12.05M · loan HK$28.12M · min. income ≈ HK$272,598/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,684
−HK$7,709/mo
▼ 0.25% · 3.875%
HK$146,510
−HK$3,883/mo
Today · 4.125%
HK$150,393
baseline
▲ 0.50% · 4.625%
HK$158,320
+HK$7,927/mo
Deposit HK$12.05M · loan HK$28.12M · min. income ≈ HK$300,786/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,901
−HK$10,341/mo
▼ 0.25% · 3.875%
HK$170,030
−HK$5,212/mo
Today · 4.125%
HK$175,242
baseline
▲ 0.50% · 4.625%
HK$185,905
+HK$10,663/mo
Deposit HK$4.02M · loan HK$36.16M · min. income ≈ HK$350,484/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,451
−HK$9,911/mo
▼ 0.25% · 3.875%
HK$188,371
−HK$4,991/mo
Today · 4.125%
HK$193,362
baseline
▲ 0.50% · 4.625%
HK$203,554
+HK$10,192/mo
Deposit HK$4.02M · loan HK$36.16M · min. income ≈ HK$386,724/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,481 · Scale 2, in force from 26 Feb 2026)