LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,619
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,469
−HK$2,895/mo
Today · 4.125%
HK$97,364
baseline
▲ 0.50% · 4.625%
HK$103,288
+HK$5,924/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,728/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,925
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,658
−HK$2,774/mo
Today · 4.125%
HK$107,432
baseline
▲ 0.50% · 4.625%
HK$113,094
+HK$5,662/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,864/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,942
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$113,362
−HK$3,475/mo
Today · 4.125%
HK$116,837
baseline
▲ 0.50% · 4.625%
HK$123,946
+HK$7,109/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$233,674/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,310
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$125,590
−HK$3,328/mo
Today · 4.125%
HK$128,918
baseline
▲ 0.50% · 4.625%
HK$135,713
+HK$6,795/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$257,836/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,266
−HK$8,044/mo
▼ 0.25% · 3.875%
HK$132,256
−HK$4,054/mo
Today · 4.125%
HK$136,310
baseline
▲ 0.50% · 4.625%
HK$144,604
+HK$8,294/mo
Deposit HK$12.05M · loan HK$28.13M · min. income ≈ HK$272,620/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,695
−HK$7,709/mo
▼ 0.25% · 3.875%
HK$146,522
−HK$3,882/mo
Today · 4.125%
HK$150,404
baseline
▲ 0.50% · 4.625%
HK$158,332
+HK$7,928/mo
Deposit HK$12.05M · loan HK$28.13M · min. income ≈ HK$300,808/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,914
−HK$10,341/mo
▼ 0.25% · 3.875%
HK$170,043
−HK$5,212/mo
Today · 4.125%
HK$175,255
baseline
▲ 0.50% · 4.625%
HK$185,919
+HK$10,664/mo
Deposit HK$4.02M · loan HK$36.16M · min. income ≈ HK$350,510/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,465
−HK$9,912/mo
▼ 0.25% · 3.875%
HK$188,385
−HK$4,992/mo
Today · 4.125%
HK$193,377
baseline
▲ 0.50% · 4.625%
HK$203,570
+HK$10,193/mo
Deposit HK$4.02M · loan HK$36.16M · min. income ≈ HK$386,754/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,613 · Scale 2, in force from 26 Feb 2026)