LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,162
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,447
−HK$289/mo
Today · 4.125%
HK$9,736
baseline
▲ 0.50% · 4.625%
HK$10,329
+HK$593/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,472/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$3,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,193
−HK$550/mo
▼ 0.25% · 3.875%
HK$10,466
−HK$277/mo
Today · 4.125%
HK$10,743
baseline
▲ 0.50% · 4.625%
HK$11,309
+HK$566/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,486/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$3,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,994
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,336
−HK$348/mo
Today · 4.125%
HK$11,684
baseline
▲ 0.50% · 4.625%
HK$12,395
+HK$711/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$23,368/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$3,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,231
−HK$661/mo
▼ 0.25% · 3.875%
HK$12,559
−HK$333/mo
Today · 4.125%
HK$12,892
baseline
▲ 0.50% · 4.625%
HK$13,571
+HK$679/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$25,784/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$3,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,827
−HK$804/mo
▼ 0.25% · 3.875%
HK$13,226
−HK$405/mo
Today · 4.125%
HK$13,631
baseline
▲ 0.50% · 4.625%
HK$14,460
+HK$829/mo
Deposit HK$1.21M · loan HK$2.81M · min. income ≈ HK$27,262/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$3,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,270
−HK$770/mo
▼ 0.25% · 3.875%
HK$14,652
−HK$388/mo
Today · 4.125%
HK$15,040
baseline
▲ 0.50% · 4.625%
HK$15,833
+HK$793/mo
Deposit HK$1.21M · loan HK$2.81M · min. income ≈ HK$30,080/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$3,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,491
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,004
−HK$522/mo
Today · 4.125%
HK$17,526
baseline
▲ 0.50% · 4.625%
HK$18,592
+HK$1,066/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,052/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$3,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,347
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,839
−HK$499/mo
Today · 4.125%
HK$19,338
baseline
▲ 0.50% · 4.625%
HK$20,357
+HK$1,019/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$38,676/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$3,685 · Scale 2, in force from 26 Feb 2026)