LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,621
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,470
−HK$2,896/mo
Today · 4.125%
HK$97,366
baseline
▲ 0.50% · 4.625%
HK$103,290
+HK$5,924/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,732/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,927
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,661
−HK$2,773/mo
Today · 4.125%
HK$107,434
baseline
▲ 0.50% · 4.625%
HK$113,097
+HK$5,663/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,868/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,945
−HK$6,894/mo
▼ 0.25% · 3.875%
HK$113,365
−HK$3,474/mo
Today · 4.125%
HK$116,839
baseline
▲ 0.50% · 4.625%
HK$123,949
+HK$7,110/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$233,678/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,312
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$125,593
−HK$3,327/mo
Today · 4.125%
HK$128,920
baseline
▲ 0.50% · 4.625%
HK$135,716
+HK$6,796/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$257,840/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,269
−HK$8,043/mo
▼ 0.25% · 3.875%
HK$132,259
−HK$4,053/mo
Today · 4.125%
HK$136,312
baseline
▲ 0.50% · 4.625%
HK$144,607
+HK$8,295/mo
Deposit HK$12.05M · loan HK$28.13M · min. income ≈ HK$272,624/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,698
−HK$7,709/mo
▼ 0.25% · 3.875%
HK$146,525
−HK$3,882/mo
Today · 4.125%
HK$150,407
baseline
▲ 0.50% · 4.625%
HK$158,335
+HK$7,928/mo
Deposit HK$12.05M · loan HK$28.13M · min. income ≈ HK$300,814/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,917
−HK$10,342/mo
▼ 0.25% · 3.875%
HK$170,047
−HK$5,212/mo
Today · 4.125%
HK$175,259
baseline
▲ 0.50% · 4.625%
HK$185,923
+HK$10,664/mo
Deposit HK$4.02M · loan HK$36.16M · min. income ≈ HK$350,518/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,468
−HK$9,913/mo
▼ 0.25% · 3.875%
HK$188,389
−HK$4,992/mo
Today · 4.125%
HK$193,381
baseline
▲ 0.50% · 4.625%
HK$203,574
+HK$10,193/mo
Deposit HK$4.02M · loan HK$36.16M · min. income ≈ HK$386,762/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,647 · Scale 2, in force from 26 Feb 2026)