LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,625
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,475
−HK$2,896/mo
Today · 4.125%
HK$97,371
baseline
▲ 0.50% · 4.625%
HK$103,295
+HK$5,924/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,742/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,932
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,665
−HK$2,774/mo
Today · 4.125%
HK$107,439
baseline
▲ 0.50% · 4.625%
HK$113,102
+HK$5,663/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,878/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,950
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$113,370
−HK$3,475/mo
Today · 4.125%
HK$116,845
baseline
▲ 0.50% · 4.625%
HK$123,954
+HK$7,109/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$233,690/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,318
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$125,599
−HK$3,327/mo
Today · 4.125%
HK$128,926
baseline
▲ 0.50% · 4.625%
HK$135,722
+HK$6,796/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$257,852/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,275
−HK$8,044/mo
▼ 0.25% · 3.875%
HK$132,265
−HK$4,054/mo
Today · 4.125%
HK$136,319
baseline
▲ 0.50% · 4.625%
HK$144,613
+HK$8,294/mo
Deposit HK$12.05M · loan HK$28.13M · min. income ≈ HK$272,638/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,704
−HK$7,710/mo
▼ 0.25% · 3.875%
HK$146,532
−HK$3,882/mo
Today · 4.125%
HK$150,414
baseline
▲ 0.50% · 4.625%
HK$158,343
+HK$7,929/mo
Deposit HK$12.05M · loan HK$28.13M · min. income ≈ HK$300,828/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,925
−HK$10,342/mo
▼ 0.25% · 3.875%
HK$170,055
−HK$5,212/mo
Today · 4.125%
HK$175,267
baseline
▲ 0.50% · 4.625%
HK$185,931
+HK$10,664/mo
Deposit HK$4.02M · loan HK$36.16M · min. income ≈ HK$350,534/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,477
−HK$9,913/mo
▼ 0.25% · 3.875%
HK$188,398
−HK$4,992/mo
Today · 4.125%
HK$193,390
baseline
▲ 0.50% · 4.625%
HK$203,584
+HK$10,194/mo
Deposit HK$4.02M · loan HK$36.16M · min. income ≈ HK$386,780/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,727 · Scale 2, in force from 26 Feb 2026)