LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,630
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,481
−HK$2,895/mo
Today · 4.125%
HK$97,376
baseline
▲ 0.50% · 4.625%
HK$103,302
+HK$5,926/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,752/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,938
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,672
−HK$2,773/mo
Today · 4.125%
HK$107,445
baseline
▲ 0.50% · 4.625%
HK$113,109
+HK$5,664/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,890/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,956
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$113,377
−HK$3,475/mo
Today · 4.125%
HK$116,852
baseline
▲ 0.50% · 4.625%
HK$123,962
+HK$7,110/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$233,704/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,325
−HK$6,609/mo
▼ 0.25% · 3.875%
HK$125,606
−HK$3,328/mo
Today · 4.125%
HK$128,934
baseline
▲ 0.50% · 4.625%
HK$135,731
+HK$6,797/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$257,868/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,283
−HK$8,044/mo
▼ 0.25% · 3.875%
HK$132,273
−HK$4,054/mo
Today · 4.125%
HK$136,327
baseline
▲ 0.50% · 4.625%
HK$144,622
+HK$8,295/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$272,654/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,713
−HK$7,710/mo
▼ 0.25% · 3.875%
HK$146,541
−HK$3,882/mo
Today · 4.125%
HK$150,423
baseline
▲ 0.50% · 4.625%
HK$158,352
+HK$7,929/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$300,846/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,935
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$170,065
−HK$5,213/mo
Today · 4.125%
HK$175,278
baseline
▲ 0.50% · 4.625%
HK$185,943
+HK$10,665/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$350,556/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,488
−HK$9,914/mo
▼ 0.25% · 3.875%
HK$188,409
−HK$4,993/mo
Today · 4.125%
HK$193,402
baseline
▲ 0.50% · 4.625%
HK$203,596
+HK$10,194/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$386,804/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,831 · Scale 2, in force from 26 Feb 2026)