LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,634
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,484
−HK$2,896/mo
Today · 4.125%
HK$97,380
baseline
▲ 0.50% · 4.625%
HK$103,306
+HK$5,926/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,760/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,942
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,676
−HK$2,774/mo
Today · 4.125%
HK$107,450
baseline
▲ 0.50% · 4.625%
HK$113,113
+HK$5,663/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,900/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,961
−HK$6,895/mo
▼ 0.25% · 3.875%
HK$113,381
−HK$3,475/mo
Today · 4.125%
HK$116,856
baseline
▲ 0.50% · 4.625%
HK$123,967
+HK$7,111/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$233,712/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,330
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$125,611
−HK$3,329/mo
Today · 4.125%
HK$128,940
baseline
▲ 0.50% · 4.625%
HK$135,736
+HK$6,796/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$257,880/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,288
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$132,278
−HK$4,055/mo
Today · 4.125%
HK$136,333
baseline
▲ 0.50% · 4.625%
HK$144,628
+HK$8,295/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$272,666/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,719
−HK$7,711/mo
▼ 0.25% · 3.875%
HK$146,547
−HK$3,883/mo
Today · 4.125%
HK$150,430
baseline
▲ 0.50% · 4.625%
HK$158,359
+HK$7,929/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$300,860/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,941
−HK$10,344/mo
▼ 0.25% · 3.875%
HK$170,072
−HK$5,213/mo
Today · 4.125%
HK$175,285
baseline
▲ 0.50% · 4.625%
HK$185,950
+HK$10,665/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$350,570/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,496
−HK$9,913/mo
▼ 0.25% · 3.875%
HK$188,417
−HK$4,992/mo
Today · 4.125%
HK$193,409
baseline
▲ 0.50% · 4.625%
HK$203,604
+HK$10,195/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$386,818/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,901 · Scale 2, in force from 26 Feb 2026)