LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,636
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,486
−HK$2,896/mo
Today · 4.125%
HK$97,382
baseline
▲ 0.50% · 4.625%
HK$103,308
+HK$5,926/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,764/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,944
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,678
−HK$2,774/mo
Today · 4.125%
HK$107,452
baseline
▲ 0.50% · 4.625%
HK$113,116
+HK$5,664/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,904/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,963
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$113,384
−HK$3,475/mo
Today · 4.125%
HK$116,859
baseline
▲ 0.50% · 4.625%
HK$123,969
+HK$7,110/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$233,718/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,333
−HK$6,609/mo
▼ 0.25% · 3.875%
HK$125,614
−HK$3,328/mo
Today · 4.125%
HK$128,942
baseline
▲ 0.50% · 4.625%
HK$135,739
+HK$6,797/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$257,884/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,290
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$132,281
−HK$4,054/mo
Today · 4.125%
HK$136,335
baseline
▲ 0.50% · 4.625%
HK$144,631
+HK$8,296/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$272,670/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,722
−HK$7,710/mo
▼ 0.25% · 3.875%
HK$146,549
−HK$3,883/mo
Today · 4.125%
HK$150,432
baseline
▲ 0.50% · 4.625%
HK$158,362
+HK$7,930/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$300,864/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,945
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$170,075
−HK$5,213/mo
Today · 4.125%
HK$175,288
baseline
▲ 0.50% · 4.625%
HK$185,954
+HK$10,666/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$350,576/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,499
−HK$9,914/mo
▼ 0.25% · 3.875%
HK$188,421
−HK$4,992/mo
Today · 4.125%
HK$193,413
baseline
▲ 0.50% · 4.625%
HK$203,608
+HK$10,195/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$386,826/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,934 · Scale 2, in force from 26 Feb 2026)