LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,637
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,487
−HK$2,896/mo
Today · 4.125%
HK$97,383
baseline
▲ 0.50% · 4.625%
HK$103,309
+HK$5,926/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,766/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,945
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,679
−HK$2,774/mo
Today · 4.125%
HK$107,453
baseline
▲ 0.50% · 4.625%
HK$113,117
+HK$5,664/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,906/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,707,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,964
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$113,385
−HK$3,475/mo
Today · 4.125%
HK$116,860
baseline
▲ 0.50% · 4.625%
HK$123,971
+HK$7,111/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$233,720/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,334
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$125,615
−HK$3,329/mo
Today · 4.125%
HK$128,944
baseline
▲ 0.50% · 4.625%
HK$135,740
+HK$6,796/mo
Deposit HK$16.07M · loan HK$24.11M · min. income ≈ HK$257,888/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,707,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,292
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$132,282
−HK$4,055/mo
Today · 4.125%
HK$136,337
baseline
▲ 0.50% · 4.625%
HK$144,633
+HK$8,296/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$272,674/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,723
−HK$7,711/mo
▼ 0.25% · 3.875%
HK$146,551
−HK$3,883/mo
Today · 4.125%
HK$150,434
baseline
▲ 0.50% · 4.625%
HK$158,364
+HK$7,930/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$300,868/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,707,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,947
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$170,077
−HK$5,213/mo
Today · 4.125%
HK$175,290
baseline
▲ 0.50% · 4.625%
HK$185,956
+HK$10,666/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$350,580/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,501
−HK$9,914/mo
▼ 0.25% · 3.875%
HK$188,423
−HK$4,992/mo
Today · 4.125%
HK$193,415
baseline
▲ 0.50% · 4.625%
HK$203,611
+HK$10,196/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$386,830/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,707,953 · Scale 2, in force from 26 Feb 2026)