LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,640
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,491
−HK$2,896/mo
Today · 4.125%
HK$97,387
baseline
▲ 0.50% · 4.625%
HK$103,312
+HK$5,925/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$194,774/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,708,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,949
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,683
−HK$2,774/mo
Today · 4.125%
HK$107,457
baseline
▲ 0.50% · 4.625%
HK$113,121
+HK$5,664/mo
Deposit HK$20.09M · loan HK$20.09M · min. income ≈ HK$214,914/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,708,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,968
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$113,389
−HK$3,475/mo
Today · 4.125%
HK$116,864
baseline
▲ 0.50% · 4.625%
HK$123,975
+HK$7,111/mo
Deposit HK$16.08M · loan HK$24.11M · min. income ≈ HK$233,728/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,708,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,338
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$125,619
−HK$3,329/mo
Today · 4.125%
HK$128,948
baseline
▲ 0.50% · 4.625%
HK$135,745
+HK$6,797/mo
Deposit HK$16.08M · loan HK$24.11M · min. income ≈ HK$257,896/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,708,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,296
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$132,287
−HK$4,054/mo
Today · 4.125%
HK$136,341
baseline
▲ 0.50% · 4.625%
HK$144,637
+HK$8,296/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$272,682/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,708,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,728
−HK$7,711/mo
▼ 0.25% · 3.875%
HK$146,556
−HK$3,883/mo
Today · 4.125%
HK$150,439
baseline
▲ 0.50% · 4.625%
HK$158,369
+HK$7,930/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$300,878/mo (50% DSR)
Upfront cash ≈ HK$13.76M (deposit + AVD stamp duty HK$1,708,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,952
−HK$10,344/mo
▼ 0.25% · 3.875%
HK$170,083
−HK$5,213/mo
Today · 4.125%
HK$175,296
baseline
▲ 0.50% · 4.625%
HK$185,962
+HK$10,666/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$350,592/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,507
−HK$9,915/mo
▼ 0.25% · 3.875%
HK$188,429
−HK$4,993/mo
Today · 4.125%
HK$193,422
baseline
▲ 0.50% · 4.625%
HK$203,617
+HK$10,195/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$386,844/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,010 · Scale 2, in force from 26 Feb 2026)