LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,646
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,496
−HK$2,897/mo
Today · 4.125%
HK$97,393
baseline
▲ 0.50% · 4.625%
HK$103,319
+HK$5,926/mo
Deposit HK$20.10M · loan HK$20.10M · min. income ≈ HK$194,786/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,708,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,955
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,689
−HK$2,774/mo
Today · 4.125%
HK$107,463
baseline
▲ 0.50% · 4.625%
HK$113,128
+HK$5,665/mo
Deposit HK$20.10M · loan HK$20.10M · min. income ≈ HK$214,926/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$1,708,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,975
−HK$6,896/mo
▼ 0.25% · 3.875%
HK$113,396
−HK$3,475/mo
Today · 4.125%
HK$116,871
baseline
▲ 0.50% · 4.625%
HK$123,983
+HK$7,112/mo
Deposit HK$16.08M · loan HK$24.11M · min. income ≈ HK$233,742/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,708,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,346
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$125,627
−HK$3,329/mo
Today · 4.125%
HK$128,956
baseline
▲ 0.50% · 4.625%
HK$135,753
+HK$6,797/mo
Deposit HK$16.08M · loan HK$24.11M · min. income ≈ HK$257,912/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$1,708,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,304
−HK$8,046/mo
▼ 0.25% · 3.875%
HK$132,295
−HK$4,055/mo
Today · 4.125%
HK$136,350
baseline
▲ 0.50% · 4.625%
HK$144,646
+HK$8,296/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$272,700/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,708,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,737
−HK$7,712/mo
▼ 0.25% · 3.875%
HK$146,565
−HK$3,884/mo
Today · 4.125%
HK$150,449
baseline
▲ 0.50% · 4.625%
HK$158,379
+HK$7,930/mo
Deposit HK$12.06M · loan HK$28.13M · min. income ≈ HK$300,898/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,708,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,962
−HK$10,345/mo
▼ 0.25% · 3.875%
HK$170,094
−HK$5,213/mo
Today · 4.125%
HK$175,307
baseline
▲ 0.50% · 4.625%
HK$185,974
+HK$10,667/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$350,614/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,519
−HK$9,915/mo
▼ 0.25% · 3.875%
HK$188,441
−HK$4,993/mo
Today · 4.125%
HK$193,434
baseline
▲ 0.50% · 4.625%
HK$203,630
+HK$10,196/mo
Deposit HK$4.02M · loan HK$36.17M · min. income ≈ HK$386,868/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,117 · Scale 2, in force from 26 Feb 2026)