LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,165
−HK$574/mo
▼ 0.25% · 3.875%
HK$9,450
−HK$289/mo
Today · 4.125%
HK$9,739
baseline
▲ 0.50% · 4.625%
HK$10,332
+HK$593/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,478/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$3,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,196
−HK$550/mo
▼ 0.25% · 3.875%
HK$10,469
−HK$277/mo
Today · 4.125%
HK$10,746
baseline
▲ 0.50% · 4.625%
HK$11,313
+HK$567/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,492/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$3,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,998
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,340
−HK$347/mo
Today · 4.125%
HK$11,687
baseline
▲ 0.50% · 4.625%
HK$12,398
+HK$711/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$23,374/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$3,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,235
−HK$661/mo
▼ 0.25% · 3.875%
HK$12,563
−HK$333/mo
Today · 4.125%
HK$12,896
baseline
▲ 0.50% · 4.625%
HK$13,576
+HK$680/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$25,792/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$3,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,831
−HK$804/mo
▼ 0.25% · 3.875%
HK$13,230
−HK$405/mo
Today · 4.125%
HK$13,635
baseline
▲ 0.50% · 4.625%
HK$14,465
+HK$830/mo
Deposit HK$1.21M · loan HK$2.81M · min. income ≈ HK$27,270/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$3,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,274
−HK$771/mo
▼ 0.25% · 3.875%
HK$14,657
−HK$388/mo
Today · 4.125%
HK$15,045
baseline
▲ 0.50% · 4.625%
HK$15,838
+HK$793/mo
Deposit HK$1.21M · loan HK$2.81M · min. income ≈ HK$30,090/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$3,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,496
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,010
−HK$521/mo
Today · 4.125%
HK$17,531
baseline
▲ 0.50% · 4.625%
HK$18,598
+HK$1,067/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,062/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$3,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,352
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,844
−HK$500/mo
Today · 4.125%
HK$19,344
baseline
▲ 0.50% · 4.625%
HK$20,363
+HK$1,019/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$38,688/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$3,930 · Scale 2, in force from 26 Feb 2026)