LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,657
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,508
−HK$2,896/mo
Today · 4.125%
HK$97,404
baseline
▲ 0.50% · 4.625%
HK$103,331
+HK$5,927/mo
Deposit HK$20.10M · loan HK$20.10M · min. income ≈ HK$194,808/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$1,708,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,967
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$104,702
−HK$2,774/mo
Today · 4.125%
HK$107,476
baseline
▲ 0.50% · 4.625%
HK$113,141
+HK$5,665/mo
Deposit HK$20.10M · loan HK$20.10M · min. income ≈ HK$214,952/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$1,708,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,988
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$113,409
−HK$3,476/mo
Today · 4.125%
HK$116,885
baseline
▲ 0.50% · 4.625%
HK$123,997
+HK$7,112/mo
Deposit HK$16.08M · loan HK$24.12M · min. income ≈ HK$233,770/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,708,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,360
−HK$6,611/mo
▼ 0.25% · 3.875%
HK$125,642
−HK$3,329/mo
Today · 4.125%
HK$128,971
baseline
▲ 0.50% · 4.625%
HK$135,769
+HK$6,798/mo
Deposit HK$16.08M · loan HK$24.12M · min. income ≈ HK$257,942/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,708,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,319
−HK$8,047/mo
▼ 0.25% · 3.875%
HK$132,311
−HK$4,055/mo
Today · 4.125%
HK$136,366
baseline
▲ 0.50% · 4.625%
HK$144,663
+HK$8,297/mo
Deposit HK$12.06M · loan HK$28.14M · min. income ≈ HK$272,732/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,708,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,754
−HK$7,712/mo
▼ 0.25% · 3.875%
HK$146,582
−HK$3,884/mo
Today · 4.125%
HK$150,466
baseline
▲ 0.50% · 4.625%
HK$158,398
+HK$7,932/mo
Deposit HK$12.06M · loan HK$28.14M · min. income ≈ HK$300,932/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,708,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,982
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$170,114
−HK$5,214/mo
Today · 4.125%
HK$175,328
baseline
▲ 0.50% · 4.625%
HK$185,996
+HK$10,668/mo
Deposit HK$4.02M · loan HK$36.18M · min. income ≈ HK$350,656/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,541
−HK$9,916/mo
▼ 0.25% · 3.875%
HK$188,463
−HK$4,994/mo
Today · 4.125%
HK$193,457
baseline
▲ 0.50% · 4.625%
HK$203,654
+HK$10,197/mo
Deposit HK$4.02M · loan HK$36.18M · min. income ≈ HK$386,914/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,318 · Scale 2, in force from 26 Feb 2026)