LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,661
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$94,512
−HK$2,897/mo
Today · 4.125%
HK$97,409
baseline
▲ 0.50% · 4.625%
HK$103,336
+HK$5,927/mo
Deposit HK$20.10M · loan HK$20.10M · min. income ≈ HK$194,818/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$1,708,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,972
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$104,706
−HK$2,775/mo
Today · 4.125%
HK$107,481
baseline
▲ 0.50% · 4.625%
HK$113,146
+HK$5,665/mo
Deposit HK$20.10M · loan HK$20.10M · min. income ≈ HK$214,962/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$1,708,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,993
−HK$6,897/mo
▼ 0.25% · 3.875%
HK$113,414
−HK$3,476/mo
Today · 4.125%
HK$116,890
baseline
▲ 0.50% · 4.625%
HK$124,003
+HK$7,113/mo
Deposit HK$16.08M · loan HK$24.12M · min. income ≈ HK$233,780/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,708,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,366
−HK$6,611/mo
▼ 0.25% · 3.875%
HK$125,648
−HK$3,329/mo
Today · 4.125%
HK$128,977
baseline
▲ 0.50% · 4.625%
HK$135,775
+HK$6,798/mo
Deposit HK$16.08M · loan HK$24.12M · min. income ≈ HK$257,954/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,708,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,325
−HK$8,047/mo
▼ 0.25% · 3.875%
HK$132,317
−HK$4,055/mo
Today · 4.125%
HK$136,372
baseline
▲ 0.50% · 4.625%
HK$144,670
+HK$8,298/mo
Deposit HK$12.06M · loan HK$28.14M · min. income ≈ HK$272,744/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,708,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,760
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$146,589
−HK$3,884/mo
Today · 4.125%
HK$150,473
baseline
▲ 0.50% · 4.625%
HK$158,405
+HK$7,932/mo
Deposit HK$12.06M · loan HK$28.14M · min. income ≈ HK$300,946/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,708,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,989
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$170,121
−HK$5,214/mo
Today · 4.125%
HK$175,335
baseline
▲ 0.50% · 4.625%
HK$186,004
+HK$10,669/mo
Deposit HK$4.02M · loan HK$36.18M · min. income ≈ HK$350,670/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,549
−HK$9,916/mo
▼ 0.25% · 3.875%
HK$188,471
−HK$4,994/mo
Today · 4.125%
HK$193,465
baseline
▲ 0.50% · 4.625%
HK$203,663
+HK$10,198/mo
Deposit HK$4.02M · loan HK$36.18M · min. income ≈ HK$386,930/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,395 · Scale 2, in force from 26 Feb 2026)