LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,166
−HK$575/mo
▼ 0.25% · 3.875%
HK$9,452
−HK$289/mo
Today · 4.125%
HK$9,741
baseline
▲ 0.50% · 4.625%
HK$10,334
+HK$593/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,482/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$4,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,198
−HK$551/mo
▼ 0.25% · 3.875%
HK$10,471
−HK$278/mo
Today · 4.125%
HK$10,749
baseline
▲ 0.50% · 4.625%
HK$11,315
+HK$566/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,498/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$4,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,000
−HK$689/mo
▼ 0.25% · 3.875%
HK$11,342
−HK$347/mo
Today · 4.125%
HK$11,689
baseline
▲ 0.50% · 4.625%
HK$12,401
+HK$712/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$23,378/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$4,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,237
−HK$661/mo
▼ 0.25% · 3.875%
HK$12,565
−HK$333/mo
Today · 4.125%
HK$12,898
baseline
▲ 0.50% · 4.625%
HK$13,578
+HK$680/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$25,796/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$4,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,833
−HK$805/mo
▼ 0.25% · 3.875%
HK$13,232
−HK$406/mo
Today · 4.125%
HK$13,638
baseline
▲ 0.50% · 4.625%
HK$14,468
+HK$830/mo
Deposit HK$1.21M · loan HK$2.81M · min. income ≈ HK$27,276/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$4,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,277
−HK$771/mo
▼ 0.25% · 3.875%
HK$14,659
−HK$389/mo
Today · 4.125%
HK$15,048
baseline
▲ 0.50% · 4.625%
HK$15,841
+HK$793/mo
Deposit HK$1.21M · loan HK$2.81M · min. income ≈ HK$30,096/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$4,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,500
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,013
−HK$521/mo
Today · 4.125%
HK$17,534
baseline
▲ 0.50% · 4.625%
HK$18,601
+HK$1,067/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,068/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$4,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,356
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,848
−HK$499/mo
Today · 4.125%
HK$19,347
baseline
▲ 0.50% · 4.625%
HK$20,367
+HK$1,020/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$38,694/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$4,083 · Scale 2, in force from 26 Feb 2026)