LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,668
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$94,519
−HK$2,897/mo
Today · 4.125%
HK$97,416
baseline
▲ 0.50% · 4.625%
HK$103,343
+HK$5,927/mo
Deposit HK$20.10M · loan HK$20.10M · min. income ≈ HK$194,832/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$1,708,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,979
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,714
−HK$2,775/mo
Today · 4.125%
HK$107,489
baseline
▲ 0.50% · 4.625%
HK$113,155
+HK$5,666/mo
Deposit HK$20.10M · loan HK$20.10M · min. income ≈ HK$214,978/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$1,708,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,001
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$113,423
−HK$3,476/mo
Today · 4.125%
HK$116,899
baseline
▲ 0.50% · 4.625%
HK$124,012
+HK$7,113/mo
Deposit HK$16.08M · loan HK$24.12M · min. income ≈ HK$233,798/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,708,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,375
−HK$6,612/mo
▼ 0.25% · 3.875%
HK$125,657
−HK$3,330/mo
Today · 4.125%
HK$128,987
baseline
▲ 0.50% · 4.625%
HK$135,786
+HK$6,799/mo
Deposit HK$16.08M · loan HK$24.12M · min. income ≈ HK$257,974/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,708,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,335
−HK$8,047/mo
▼ 0.25% · 3.875%
HK$132,327
−HK$4,055/mo
Today · 4.125%
HK$136,382
baseline
▲ 0.50% · 4.625%
HK$144,681
+HK$8,299/mo
Deposit HK$12.06M · loan HK$28.14M · min. income ≈ HK$272,764/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,708,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,771
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$146,600
−HK$3,884/mo
Today · 4.125%
HK$150,484
baseline
▲ 0.50% · 4.625%
HK$158,417
+HK$7,933/mo
Deposit HK$12.06M · loan HK$28.14M · min. income ≈ HK$300,968/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,708,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,002
−HK$10,347/mo
▼ 0.25% · 3.875%
HK$170,134
−HK$5,215/mo
Today · 4.125%
HK$175,349
baseline
▲ 0.50% · 4.625%
HK$186,018
+HK$10,669/mo
Deposit HK$4.02M · loan HK$36.18M · min. income ≈ HK$350,698/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,563
−HK$9,917/mo
▼ 0.25% · 3.875%
HK$188,486
−HK$4,994/mo
Today · 4.125%
HK$193,480
baseline
▲ 0.50% · 4.625%
HK$203,679
+HK$10,199/mo
Deposit HK$4.02M · loan HK$36.18M · min. income ≈ HK$386,960/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,524 · Scale 2, in force from 26 Feb 2026)