LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,674
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$94,526
−HK$2,897/mo
Today · 4.125%
HK$97,423
baseline
▲ 0.50% · 4.625%
HK$103,351
+HK$5,928/mo
Deposit HK$20.10M · loan HK$20.10M · min. income ≈ HK$194,846/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$1,708,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,987
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$104,722
−HK$2,775/mo
Today · 4.125%
HK$107,497
baseline
▲ 0.50% · 4.625%
HK$113,163
+HK$5,666/mo
Deposit HK$20.10M · loan HK$20.10M · min. income ≈ HK$214,994/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$1,708,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,009
−HK$6,898/mo
▼ 0.25% · 3.875%
HK$113,431
−HK$3,476/mo
Today · 4.125%
HK$116,907
baseline
▲ 0.50% · 4.625%
HK$124,021
+HK$7,114/mo
Deposit HK$16.08M · loan HK$24.12M · min. income ≈ HK$233,814/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,708,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,384
−HK$6,612/mo
▼ 0.25% · 3.875%
HK$125,666
−HK$3,330/mo
Today · 4.125%
HK$128,996
baseline
▲ 0.50% · 4.625%
HK$135,795
+HK$6,799/mo
Deposit HK$16.08M · loan HK$24.12M · min. income ≈ HK$257,992/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$1,708,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,344
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$132,336
−HK$4,056/mo
Today · 4.125%
HK$136,392
baseline
▲ 0.50% · 4.625%
HK$144,691
+HK$8,299/mo
Deposit HK$12.06M · loan HK$28.14M · min. income ≈ HK$272,784/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,708,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,781
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$146,610
−HK$3,885/mo
Today · 4.125%
HK$150,495
baseline
▲ 0.50% · 4.625%
HK$158,428
+HK$7,933/mo
Deposit HK$12.06M · loan HK$28.14M · min. income ≈ HK$300,990/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,708,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,013
−HK$10,348/mo
▼ 0.25% · 3.875%
HK$170,146
−HK$5,215/mo
Today · 4.125%
HK$175,361
baseline
▲ 0.50% · 4.625%
HK$186,032
+HK$10,671/mo
Deposit HK$4.02M · loan HK$36.18M · min. income ≈ HK$350,722/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,576
−HK$9,918/mo
▼ 0.25% · 3.875%
HK$188,499
−HK$4,995/mo
Today · 4.125%
HK$193,494
baseline
▲ 0.50% · 4.625%
HK$203,693
+HK$10,199/mo
Deposit HK$4.02M · loan HK$36.18M · min. income ≈ HK$386,988/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,708,646 · Scale 2, in force from 26 Feb 2026)