LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,170
−HK$575/mo
▼ 0.25% · 3.875%
HK$9,455
−HK$290/mo
Today · 4.125%
HK$9,745
baseline
▲ 0.50% · 4.625%
HK$10,338
+HK$593/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$19,490/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$4,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,201
−HK$552/mo
▼ 0.25% · 3.875%
HK$10,475
−HK$278/mo
Today · 4.125%
HK$10,753
baseline
▲ 0.50% · 4.625%
HK$11,319
+HK$566/mo
Deposit HK$2.01M · loan HK$2.01M · min. income ≈ HK$21,506/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$4,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,004
−HK$690/mo
▼ 0.25% · 3.875%
HK$11,346
−HK$348/mo
Today · 4.125%
HK$11,694
baseline
▲ 0.50% · 4.625%
HK$12,405
+HK$711/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$23,388/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$4,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,242
−HK$661/mo
▼ 0.25% · 3.875%
HK$12,570
−HK$333/mo
Today · 4.125%
HK$12,903
baseline
▲ 0.50% · 4.625%
HK$13,583
+HK$680/mo
Deposit HK$1.61M · loan HK$2.41M · min. income ≈ HK$25,806/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$4,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,838
−HK$805/mo
▼ 0.25% · 3.875%
HK$13,237
−HK$406/mo
Today · 4.125%
HK$13,643
baseline
▲ 0.50% · 4.625%
HK$14,473
+HK$830/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$27,286/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$4,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,282
−HK$772/mo
▼ 0.25% · 3.875%
HK$14,665
−HK$389/mo
Today · 4.125%
HK$15,054
baseline
▲ 0.50% · 4.625%
HK$15,847
+HK$793/mo
Deposit HK$1.21M · loan HK$2.82M · min. income ≈ HK$30,108/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$4,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,506
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,019
−HK$522/mo
Today · 4.125%
HK$17,541
baseline
▲ 0.50% · 4.625%
HK$18,608
+HK$1,067/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$35,082/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$4,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,363
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,855
−HK$500/mo
Today · 4.125%
HK$19,355
baseline
▲ 0.50% · 4.625%
HK$20,375
+HK$1,020/mo
Deposit HK$402K · loan HK$3.62M · min. income ≈ HK$38,710/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$4,387 · Scale 2, in force from 26 Feb 2026)