LTV · monthly repayment
▼ 0.50% · 3.625%
HK$91,707
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$94,560
−HK$2,898/mo
Today · 4.125%
HK$97,458
baseline
▲ 0.50% · 4.625%
HK$103,388
+HK$5,930/mo
Deposit HK$20.11M · loan HK$20.11M · min. income ≈ HK$194,916/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,023
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$104,759
−HK$2,776/mo
Today · 4.125%
HK$107,535
baseline
▲ 0.50% · 4.625%
HK$113,204
+HK$5,669/mo
Deposit HK$20.11M · loan HK$20.11M · min. income ≈ HK$215,070/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$1,709,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,049
−HK$6,901/mo
▼ 0.25% · 3.875%
HK$113,472
−HK$3,478/mo
Today · 4.125%
HK$116,950
baseline
▲ 0.50% · 4.625%
HK$124,066
+HK$7,116/mo
Deposit HK$16.09M · loan HK$24.13M · min. income ≈ HK$233,900/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,428
−HK$6,614/mo
▼ 0.25% · 3.875%
HK$125,711
−HK$3,331/mo
Today · 4.125%
HK$129,042
baseline
▲ 0.50% · 4.625%
HK$135,844
+HK$6,802/mo
Deposit HK$16.09M · loan HK$24.13M · min. income ≈ HK$258,084/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$1,709,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,390
−HK$8,051/mo
▼ 0.25% · 3.875%
HK$132,384
−HK$4,057/mo
Today · 4.125%
HK$136,441
baseline
▲ 0.50% · 4.625%
HK$144,743
+HK$8,302/mo
Deposit HK$12.07M · loan HK$28.15M · min. income ≈ HK$272,882/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,709,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,833
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$146,663
−HK$3,886/mo
Today · 4.125%
HK$150,549
baseline
▲ 0.50% · 4.625%
HK$158,485
+HK$7,936/mo
Deposit HK$12.07M · loan HK$28.15M · min. income ≈ HK$301,098/mo (50% DSR)
Upfront cash ≈ HK$13.77M (deposit + AVD stamp duty HK$1,709,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,073
−HK$10,351/mo
▼ 0.25% · 3.875%
HK$170,207
−HK$5,217/mo
Today · 4.125%
HK$175,424
baseline
▲ 0.50% · 4.625%
HK$186,098
+HK$10,674/mo
Deposit HK$4.02M · loan HK$36.20M · min. income ≈ HK$350,848/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,642
−HK$9,921/mo
▼ 0.25% · 3.875%
HK$188,567
−HK$4,996/mo
Today · 4.125%
HK$193,563
baseline
▲ 0.50% · 4.625%
HK$203,766
+HK$10,203/mo
Deposit HK$4.02M · loan HK$36.20M · min. income ≈ HK$387,126/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$1,709,261 · Scale 2, in force from 26 Feb 2026)